Compare Reverse Mortgage Lenders in Santa Monica, California

Residents of Santa Monica have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Santa Monica

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Santa Monica197 Providers Total

Craig Barton | CB Loans

Independent Broker

5(37)

Status: Operational

Redondo Beach, CA
(310) 374-9000
Reverse MortgageInvestment Property Loan

Mortgage Loans 365

Independent Broker

5(1)

Status: Operational

Los Angeles, CA
(213) 989-0990
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Shannon Christenot

Independent Broker

5(55)

Status: Operational

Los Angeles, CA
(818) 601-2231
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

C2 Financial | Sam Alishahi | Mortgage Loan Originator

Independent Broker

5(8)

Status: Operational

Van Nuys, CA
(310) 849-9898
Commercial LoanReverse Mortgage

1st Choice Lending by Barbara Leon

Independent Broker

5(18)

Status: Operational

Reseda, CA
(818) 818-5533
Reverse MortgageVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Key Mortgage Alliance Corporation

Independent Broker

5(3)

Status: Operational

Woodland Hills, CA
(858) 922-1096
RefinanceFHA LoanJumbo LoanVA Loan

Mortgage Dove

Independent Broker

4.7(3)

Status: Operational

Los Angeles, CA
(800) 605-3128
Reverse MortgageRefinance

Bay Equity Home loans

Independent Broker

4.5(10)

Status: Operational

Los Angeles, CA
(415) 820-4522
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Simply Approved Mortgages

Independent Broker

No Reviews

Status: Operational

Los Angeles, CA
(877) 813-7219
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

American Mortgage Factory

Independent Broker

No Reviews

Status: Operational

Reseda, CA
(818) 307-5544
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Amaze Mortgage

Independent Broker

5(18)

Status: Operational

Canoga Park, CA
(818) 857-7576
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Los Angeles Reverse Mortgage Specialist

Independent Broker

No Reviews

Status: Operational

Burbank, CA
(888) 740-9573
Reverse MortgageJumbo LoanRefinance

Greenlight

Independent Broker

No Reviews

Status: Operational

Panorama City, CA
(818) 650-2388
Commercial LoanReverse MortgageConventional LoanInvestment Property Loan

Rene Lopez / Mortgage Loan Originator / Loan Factory

Independent Broker

No Reviews

Status: Operational

Los Angeles, CA
(310) 227-4667
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Power Play Mortgage

Independent Broker

5(9)

Status: Operational

Burbank, CA
(818) 326-1915
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Santa Monica has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Guaranteed Rate, located in Santa Monica just less than 1 miles away.

Community Trust

These local professionals maintain a combined 3218 verified reviews with a strong 3.4 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.