Compare Reverse Mortgage Lenders in Santa Monica, California

Residents of Santa Monica have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Santa Monica

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Santa Monica197 Providers Total

California Home Solution, Inc

Independent Broker

5(31)

Status: Operational

Woodland Hills, CA
(818) 999-6070
Reverse MortgageRefinance

Number 1 Lending

Independent Broker

No Reviews

Status: Operational

Woodland Hills, CA
(888) 279-9689
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sofi Local

Independent Broker

5(6)

Status: Operational

Hermosa Beach, CA
(747) 222-8579
Conventional LoanHELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanInvestment Property Loan

Golden Years Mortgage Solutions

Independent Broker

2.3(3)

Status: Operational

Hermosa Beach, CA
(800) 630-0650
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Mac Mortgage, Inc.

Independent Broker

5(11)

Status: Operational

Woodland Hills, CA
(818) 740-3702
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Ron Glasser - Mac Mortgage, Inc.

Independent Broker

5(30)

Status: Operational

Woodland Hills, CA
(818) 825-6500
RefinanceReverse MortgageFHA LoanVA Loan

Custom Mortgage

Independent Broker

No Reviews

Status: Operational

Los Angeles, CA
(310) 504-2666
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Redondo Mortgage Center

Independent Broker

4.8(19)

Status: Operational

Redondo Beach, CA
(310) 318-8999
Commercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

betterloans.com

Independent Broker

No Reviews

Status: Operational

Van Nuys, CA
(818) 223-3700
USDA LoanReverse MortgageFHA LoanVA Loan

Bankers Group

Independent Broker

5(1)

Status: Operational

Woodland Hills, CA
(818) 226-6100
Conventional LoanRefinanceReverse MortgageJumbo LoanConstruction / Rehab Loan

Home Connect LLC

Independent Broker

5(31)

Status: Operational

North Hollywood, CA
(888) 317-3515
Conventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Cherry Creek Mortgage Company

Independent Broker

No Reviews

Status: Operational

Van Nuys, CA
(323) 307-7624
Conventional LoanReverse MortgageFHA LoanJumbo Loan

Home Savings Financial

Independent Broker

5(1)

Status: Operational

Woodland Hills, CA
(818) 456-0593
USDA LoanReverse MortgageFHA LoanVA Loan

Omega Realty & Lending, Inc.

Independent Broker

5(19)

Status: Operational

Woodland Hills, CA
(818) 854-6400
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Cal 1st Mortgage

Independent Broker

No Reviews

Status: Operational

Woodland Hills, CA
(818) 453-1022
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Santa Monica has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Guaranteed Rate, located in Santa Monica just less than 1 miles away.

Community Trust

These local professionals maintain a combined 3218 verified reviews with a strong 3.4 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.