Compare Reverse Mortgage Lenders in Santa Monica, California
Residents of Santa Monica have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Santa Monica
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
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Nearby Lenders to Santa Monica197 Providers Total
CRESTICO
Independent Broker
Status: Operational
FIRST CAPITAL FUNDING
Independent Broker
Status: Operational
Loanverse
Independent Broker
Status: Operational
Guaranteed Rate
Independent Broker
Ready to help with your HECM goals.
Advanced Funding Solutions Inc.
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Senior Funding Reverse Mortgages
Independent Broker
Status: Operational
DirectFi
Independent Broker
Status: Operational
Westcorp Capital
Independent Broker
Status: Operational
Randy Wagner Mortgage Lender
Independent Broker
Status: Operational
PacificOne
Independent Broker
Status: Operational
CalUnion Funding, Inc.
Independent Broker
Status: Operational
Easy-Mortgage
Independent Broker
Status: Operational
Gregory R. Laks at Mutual of Omaha Mortgage
Independent Broker
Status: Operational
Anna Kara Loans
Independent Broker
Status: Operational
ePlanet Mortgage LLC.
Independent Broker
Status: Operational
Local Area Summary
Active Coverage
Santa Monica has 200 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Guaranteed Rate, located in Santa Monica just less than 1 miles away.
Community Trust
These local professionals maintain a combined 3218 verified reviews with a strong 3.4 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.