Compare Reverse Mortgage Lenders in Santa Paula, California

Finding the right HECM specialist in Santa Paula requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Santa Paula

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Santa Paula200 Providers Total

American Family Funding

Independent Broker

4.9(207)

Status: Operational

Santa Clarita, CA
(661) 284-1150
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Utmost Pro, Inc

Independent Broker

No Reviews

Status: Operational

Calabasas, CA
(844) 488-6678
Conventional LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Augusta Financial

Independent Broker

4.9(263)

Status: Operational

Santa Clarita, CA
(661) 260-2970
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Maddox Rees at Rate (NMLS #255511)

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 335-8755
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

5(2)

Status: Operational

Santa Barbara, CA
(805) 335-8686
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Jeff Bochsler at Rate (NMLS #770636)

Independent Broker

5(21)

Status: Operational

Santa Barbara, CA
(805) 290-1828
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Christian Menard at Rate (NMLS #1470201)

Independent Broker

5(13)

Status: Operational

Santa Barbara, CA
(805) 868-5116
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Kevin Cravens at Rate (NMLS #317607)

Independent Broker

5(3)

Status: Operational

Santa Barbara, CA
(805) 565-9100
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Bromi Krock at Rate (NMLS #254423)

Independent Broker

5(5)

Status: Operational

Santa Barbara, CA
(805) 456-5796
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

FIRST CAPITAL FUNDING

Independent Broker

5(2)

Status: Operational

Woodland Hills, CA
(818) 932-9400
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Andrianna Tucker, Movement Mortgage

Independent Broker

5(9)

Status: Operational

Valencia, CA
(310) 418-6255
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CRESTICO

Independent Broker

5(51)

Status: Operational

Woodland Hills, CA
(310) 348-7878
Conventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Amaze Mortgage

Independent Broker

5(18)

Status: Operational

Canoga Park, CA
(818) 857-7576
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Zada Mortgage

Independent Broker

5(6)

Status: Operational

Woodland Hills, CA
(818) 346-9300
Reverse MortgageFHA LoanRefinance

Renovation Reverse Mortgage USA

Independent Broker

No Reviews

Status: Operational

Woodland Hills, CA
(818) 648-3118

Local Area Summary

Active Coverage

Santa Paula has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Heritage Financial, located in Ojai just 9.4 miles away.

Community Trust

These local professionals maintain a combined 3374 verified reviews with a strong 3.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.