Compare Reverse Mortgage Lenders in Santa Ysabel, California

Residents of Santa Ysabel have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Santa Ysabel

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Santa Ysabel200 Providers Total

Pacific Sun Mortgage Co

Independent Broker

No Reviews

Status: Operational

Solana Beach, CA
(858) 436-0414
RefinanceReverse MortgageFHA LoanVA Loan

Rhonda Hummel at Prosperity Home Mortgage

Independent Broker

5(7)

Status: Operational

San Diego, CA
(877) 275-1762
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Greg Parker at Prosperity Home Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
N/A
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Danny Valentini at Prosperity Home Mortgage

Independent Broker

5(1)

Status: Operational

San Diego, CA
(619) 991-0706
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Daniel Shay at Prosperity Home Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(949) 382-4401
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Team DPA at Western Capital Mortgage

Independent Broker

1(1)

Status: Operational

La Mesa, CA
(619) 994-4202
RefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Movement Mortgage

Independent Broker

5(1)

Status: Operational

San Diego, CA
(858) 212-1443
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Team Caspole Real Estate & Lending

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(951) 442-8566
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Janus Mortgage

Independent Broker

5(23)

Status: Operational

Carlsbad, CA
(760) 720-1700
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Glenn Warren at Rate (NMLS #568792)

Independent Broker

5(7)

Status: Operational

San Diego, CA
(619) 359-8469
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Simone De Lira

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 804-7212
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Patterson Team

Independent Broker

5(8)

Status: Operational

La Mesa, CA
(619) 270-9100
Reverse MortgageConventional LoanConstruction / Rehab LoanVA Loan

Brett Alan-Lee at Rate (NMLS #459794)

Independent Broker

5(2)

Status: Operational

San Diego, CA
(858) 768-5956
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Nick Lynch at Rate (NMLS #632963)

Independent Broker

5(2)

Status: Operational

San Diego, CA
(858) 229-1132
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

5(1)

Status: Operational

San Diego, CA
(619) 272-4332
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Santa Ysabel has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is RWM Home Loans, located in Ramona just 11.8 miles away.

Community Trust

These local professionals maintain a combined 4802 verified reviews with a strong 3.8 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.