Compare Reverse Mortgage Lenders in Somerset, California

Residents of Somerset have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Somerset

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Somerset191 Providers Total

Michael Poland Lending Group

Independent Broker

5(34)

Status: Operational

Auburn, CA
(312) 804-6379
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Jennae Leisey - Mortgage Lender

Independent Broker

5(14)

Status: Operational

Auburn, CA
(916) 802-7069
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Ryan Rivera Mortgage Team

Independent Broker

5(55)

Status: Operational

Auburn, CA
(530) 823-9100
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mortgage Garage: Michael Kane, Mortgage Broker NMLS #245012

Independent Broker

5(44)

Status: Operational

Folsom, CA
(916) 539-5652
RefinanceReverse MortgageFHA LoanVA Loan

Centurion Mortgage

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(530) 886-4089
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Mary Jo Payne at Rate (NMLS #295885)

Independent Broker

5(5)

Status: Operational

Auburn, CA
(530) 888-7830
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

5(1)

Status: Operational

Auburn, CA
(530) 888-7830
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

ZYNG Mortgage

Independent Broker

5(58)

Status: Operational

Auburn, CA
(530) 888-6000
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Josh Borba - ZYNG Mortgage

Independent Broker

5(8)

Status: Operational

Auburn, CA
(916) 242-4163

Zing Mortgage

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(888) 888-4834
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Drew Goodrow Zyng MOrtgage

Independent Broker

No Reviews

Ready to help with your HECM goals.

Auburn, CA
(530) 615-1456
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Lacy Pryde, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(707) 628-0988
Reverse Mortgage

Omar Carrasco

Independent Broker

5(28)

Status: Operational

Granite Bay, CA
(916) 995-1142
USDA LoanRefinanceReverse MortgageFHA LoanVA Loan

BestRate Capital Funding Corp.

Independent Broker

5(55)

Status: Operational

Granite Bay, CA
(714) 316-3262
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Steelman Mortgages

Independent Broker

5(21)

Status: Operational

Granite Bay, CA
(916) 847-7263
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Somerset has 191 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Movement Mortgage, located in Placerville just 16.8 miles away.

Community Trust

These local professionals maintain a combined 4526 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.