Compare Reverse Mortgage Lenders in Sonora, California

If you're searching for reverse mortgage lenders in Sonora, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Sonora

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Sonora76 Providers Total

Primary Residential Mortgage, Inc. - Oro Valley

Independent Broker

4.8(18)

Status: Operational

Modesto, CA
(209) 543-3505
RefinanceReverse MortgageVA Loan

Ruby Oliveira at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Turlock, CA
(209) 620-2752
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CrossCountry Mortgage, LLC

Independent Broker

3.7(3)

Status: Operational

Turlock, CA
(209) 595-9859
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

NEXA Mortgage, Fred Isaac NMLS #1885717

Independent Broker

No Reviews

Status: Operational

Turlock, CA
(209) 985-4788
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Supreme Lending

Independent Broker

No Reviews

Status: Operational

Turlock, CA
(209) 262-3303
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Nina Rincon at Rate (NMLS #1756415)

Independent Broker

5(7)

Status: Operational

Turlock, CA
(209) 206-9788
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jesse Santana at Rate (NMLS #256630)

Independent Broker

No Reviews

Status: Operational

Turlock, CA
(209) 216-1719
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Melissa Hurtado at Rate (NMLS #2142850)

Independent Broker

5(6)

Ready to help with your HECM goals.

Turlock, CA
(209) 206-9780
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Tamara Pulido, Mortgage Loans NMLS #1655776

Independent Broker

5(184)

Status: Operational

Turlock, CA
(209) 204-3795
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Tristan Silva | NEXA Mortgage

Independent Broker

5(25)

Status: Operational

Turlock, CA
(209) 262-8370
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tri Valley Lending

Independent Broker

3(2)

Status: Operational

Ripon, CA
(209) 599-6692
Reverse MortgageHELOC / Home Equity

Ability Ambeck Mortgage

Independent Broker

5(104)

Status: Operational

Ripon, CA
(209) 599-8550

JGO Mortgage Inc - Juan Ochoa

Independent Broker

4.8(18)

Status: Operational

Atwater, CA
(209) 609-7467
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

American Financial Network

Independent Broker

5(3)

Status: Operational

Merced, CA
(209) 769-5300
FHA LoanReverse MortgageConventional LoanVA Loan

Supreme Lending

Independent Broker

5(1)

Status: Operational

Merced, CA
(209) 600-7096
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Sonora has 79 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Land Home Financial Services, located in Sonora just 1.2 miles away.

Community Trust

These local professionals maintain a combined 1515 verified reviews with a strong 3.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.