Compare Reverse Mortgage Lenders in Sun City, California

Residents of Sun City have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Sun City

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Sun City199 Providers Total

Chris Chudacoff / True Point Lending

Independent Broker

5(47)

Status: Operational

Laguna Niguel, CA
(949) 633-2919
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Rescom Financial Services

Independent Broker

5(14)

Status: Operational

San Clemente, CA
(949) 240-3880
Reverse MortgageFHA LoanJumbo LoanVA Loan

Linear Home Loans Inc.

Independent Broker

5(27)

Status: Operational

San Juan Capistrano, CA
(800) 967-3020
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

​Jale Goztepe: Mortgage Broker

Independent Broker

4.9(68)

Status: Operational

San Juan Capistrano, CA
(949) 294-8076
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

JJ Mazzo - CrossCountry Mortgage

Independent Broker

4.8(134)

Status: Operational

San Juan Capistrano, CA
(877) 237-9694
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

CrossCountry Mortgage, LLC

Independent Broker

3.7(3)

Status: Operational

San Juan Capistrano, CA
(949) 275-0574
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Access Home Lending LLC

Independent Broker

4.9(101)

Status: Operational

Lake Forest, CA
(866) 338-5500
Reverse MortgageFHA LoanVA Loan

Formula Loans

Independent Broker

No Reviews

Status: Operational

Lake Forest, CA
(855) 301-3700
FHA LoanReverse MortgageConventional LoanVA Loan

Jimmy Henderson

Independent Broker

No Reviews

Status: Operational

Lake Forest, CA
(800) 592-9396
HELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

First Rate Lending

Independent Broker

5(107)

Status: Operational

Lake Forest, CA
(949) 215-9400
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Purpose Funding

Independent Broker

4.9(225)

Status: Operational

Irvine, CA
(844) 427-3863
HELOC / Home EquityRefinance

Paul Bogosian

Independent Broker

No Reviews

Status: Operational

Lake Forest, CA
(949) 771-0327
HELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Jason Smith

Independent Broker

5(2)

Status: Operational

Lake Forest, CA
(949) 371-8321
Conventional LoanFHA LoanJumbo LoanVA Loan

San Clemente Reverse Mortgages

Independent Broker

4.8(44)

Status: Operational

San Clemente, CA
(949) 439-7030
Reverse MortgageJumbo Loan

Matt Cady Mortgage Team

Independent Broker

4.9(60)

Status: Operational

San Clemente, CA
(949) 238-6035
Reverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Sun City has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Greg Herman Anchor Funding, located in Sun City just less than 1 miles away.

Community Trust

These local professionals maintain a combined 8980 verified reviews with a strong 3.3 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.