Compare Reverse Mortgage Lenders in Sunset Beach, California

Residents of Sunset Beach have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Sunset Beach

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Sunset Beach200 Providers Total

Guaranteed Rate

Independent Broker

4.9(261)

Status: Operational

Santa Ana, CA
(866) 934-7283
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Liberty One Funding

Independent Broker

5(20)

Status: Operational

Orange, CA
(800) 786-5781
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

C & C Financial Corp.

Independent Broker

5(31)

Status: Operational

Anaheim, CA
(800) 306-5185
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA Loan

All Reverse Mortgage, Inc. (ARLO™)

Independent Broker

4.9(418)

Status: Operational

Orange, CA
(800) 565-1722
Reverse MortgageJumbo Loan

USA Mortgage

Independent Broker

No Reviews

Status: Operational

Anaheim, CA
(714) 326-9416
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

First Option Mortgage

Independent Broker

No Reviews

Status: Operational

Anaheim, CA
(714) 231-2332
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Kien Tran - Mortgage Broker - West Capital Lending

Independent Broker

5(55)

Status: Operational

Orange, CA
(949) 229-0340
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

James Savelsberg at Prosperity Home Mortgage

Independent Broker

5(35)

Status: Operational

Irvine, CA
(949) 201-5581
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

The Keith Murphy Team NMLS #330827 - at Essex Mortgage

Independent Broker

5(30)

Status: Operational

Orange, CA
N/A
USDA LoanConventional LoanReverse MortgageFHA LoanVA Loan

Scott Storace, Branch Manager, NMLS: 226339

Independent Broker

5(32)

Status: Operational

Irvine, CA
(775) 781-5464
Reverse MortgageInvestment Property LoanConstruction / Rehab LoanRefinance

Glenn Henry, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(310) 433-0637
Reverse Mortgage

Michael Martin, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(949) 276-8570
Reverse Mortgage

Pacific Coast Home Loans & Realty, Inc

Independent Broker

4.9(34)

Status: Operational

Newport Beach, CA
(866) 674-6592
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Prime Pacific Financial

Independent Broker

5(1)

Status: Operational

Newport Beach, CA
(949) 252-8898
RefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Direct Finance

Independent Broker

4.9(77)

Status: Operational

Irvine, CA
(877) 234-5553
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Sunset Beach has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Quest Home Loans, located in Huntington Beach just 1.7 miles away.

Community Trust

These local professionals maintain a combined 7335 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.