Compare Reverse Mortgage Lenders in Temecula, California

Residents of Temecula have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Temecula

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Temecula175 Providers Total

America's Loan Advisors

Independent Broker

5(23)

Status: Operational

Carlsbad, CA
(760) 280-2800
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Straight Forward Mortgage: Rik Purpura, Mortgage Broker NMLS #1784175

Independent Broker

5(20)

Status: Operational

Carlsbad, CA
(760) 420-8955
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

FITZPATRICK CAPITAL

Independent Broker

5(2)

Status: Operational

Carlsbad, CA
(858) 245-9514
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Pacific Choice Mortgage

Independent Broker

5(19)

Status: Operational

Rancho Santa Margarita, CA
(949) 646-1091
USDA LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Grand Lending Team

Independent Broker

5(78)

Status: Operational

Rancho Santa Margarita, CA
(949) 202-5332
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Universal Capital Mortgage Corporation

Independent Broker

5(63)

Status: Operational

Rancho Santa Margarita, CA
(800) 736-0565
HELOC / Home EquityInvestment Property Loan

Doug Betz Mortgage Lender, Realtor

Independent Broker

5(14)

Status: Operational

Rancho Santa Margarita, CA
(949) 315-9058
USDA LoanConventional LoanFHA LoanVA LoanJumbo Loan

Loangevity Mortgage

Independent Broker

5(20)

Status: Operational

Ladera Ranch, CA
(800) 662-6784
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Truss Financial Group

Independent Broker

4.5(233)

Status: Operational

Ladera Ranch, CA
(888) 878-7715
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Equity Access Group

Independent Broker

No Reviews

Status: Operational

Ladera Ranch, CA
(888) 391-4324
Reverse MortgageJumbo Loan

Reverse Mortgage Advisors of America

Independent Broker

No Reviews

Status: Operational

Ladera Ranch, CA
(877) 234-7744

Ladera Lending, Inc.

Independent Broker

4.8(1531)

Status: Operational

Ladera Ranch, CA
(800) 592-9396
RefinanceFHA LoanJumbo LoanVA Loan

Sun Financial Group

Independent Broker

5(12)

Status: Operational

Rancho Santa Margarita, CA
(949) 599-5253
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Next Generation Lender

Independent Broker

5(3)

Status: Operational

Rancho Santa Margarita, CA
(949) 606-3747
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Right Choice Mortgage, Inc

Independent Broker

4.6(10)

Status: Operational

Rancho Santa Margarita, CA
(949) 900-6725
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Temecula has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Vintage Mortgage Firm, located in Temecula just less than 1 miles away.

Community Trust

These local professionals maintain a combined 6265 verified reviews with a strong 3.4 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.