Reverse Mortgage Specialists in Templeton

Whether you need a standard HECM or a jumbo reverse mortgage in Templeton, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Templeton

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in Templeton

Scott Elmerick at Certainty Home Lending (NMLS #742366)

Independent Broker

No Reviews

Status: Operational

Templeton, CA
(805) 550-1339
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Certainty Home Lending

Independent Broker

No Reviews

Status: Operational

Templeton, CA
(773) 435-0960
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Excel Mortgage Services

Independent Broker

No Reviews

Status: Operational

Templeton, CA
(805) 975-8584
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Nearby Lenders to Templeton59 Providers

Colony Mortgage

Independent Broker

No Reviews

Status: Operational

Atascadero, CA
(805) 466-3598
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Central Coast Lending

Independent Broker

4.2(5)

Status: Operational

Atascadero, CA
(805) 543-5626
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

The Mortgage House

Independent Broker

5(4)

Status: Operational

Atascadero, CA
(805) 466-6766

Leslie Kight | V.I.P. Mortgage Inc. Branch Manager, Reverse Mortgage, Divorce Lending

Independent Broker

5(15)

Status: Operational

Atascadero, CA
(805) 709-7234
Reverse MortgageJumbo Loan

Ken Neate CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Paso Robles, CA
(925) 963-1015
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

KD Capital Mortgage Corporation

Independent Broker

No Reviews

Status: Operational

Paso Robles, CA
(805) 226-5550
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

John Samsky III, Loan Officer

Independent Broker

5(6)

Status: Operational

Paso Robles, CA
(805) 610-2444
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Vision Mortgage

Independent Broker

No Reviews

Status: Operational

Paso Robles, CA
(805) 975-8584

Kyle Davis - Pacific Trust Mortgage

Independent Broker

No Reviews

Status: Operational

Paso Robles, CA
(805) 434-8420
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Pacific Trust Mortgage - Darryl Stolz

Independent Broker

No Reviews

Status: Operational

Paso Robles, CA
(805) 242-4454
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Pacific Trust Mortgage

Independent Broker

No Reviews

Status: Operational

Paso Robles, CA
(805) 591-4795
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Zoe Raithel at Certainty Home Lending (NMLS #894102)

Independent Broker

5(40)

Status: Operational

Paso Robles, CA
(805) 400-8585
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

EstaR Reverse

Independent Broker

No Reviews

Status: Operational

Morro Bay, CA
(805) 203-6872
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

Envoy Mortgage

Independent Broker

5(96)

Status: Operational

Morro Bay, CA
(805) 225-6166
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Mike Poyntz - Motif Mortgage

Independent Broker

5(14)

Status: Operational

San Luis Obispo, CA
(805) 234-0903
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

The Mortgage House

Independent Broker

5(21)

Status: Operational

San Luis Obispo, CA
(805) 782-6999

Matt Goulart - The Mortgage House

Independent Broker

No Reviews

Status: Operational

San Luis Obispo, CA
(805) 788-4462
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Maggie Koepsell at Rate (NMLS #704130)

Independent Broker

5(7)

Status: Operational

San Luis Obispo, CA
(805) 674-6653
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Dylan Morrow at Rate

Independent Broker

5(19)

Status: Operational

San Luis Obispo, CA
(805) 550-9742
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Bryan Hulburd at Rate (NMLS #2697595)

Independent Broker

5(4)

Status: Operational

San Luis Obispo, CA
(805) 718-7717
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

San Luis Obispo, CA
(805) 335-8743
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Eileen Mackenzie at Rate (NMLS #282909)

Independent Broker

5(1)

Status: Operational

San Luis Obispo, CA
(805) 212-5204
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Donna Lewis at Rate (NMLS #245945)

Independent Broker

5(32)

Status: Operational

San Luis Obispo, CA
(805) 335-8743
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Cheryl Ann Miller | Loan Officer | Primary Residential Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

San Luis Obispo, CA
(805) 546-0290

Rolf Storlie | Loan Officer | Primary Residential Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

San Luis Obispo, CA
(805) 546-0290

Primary Residential Mortgage, Inc.

Independent Broker

5(11)

Status: Operational

San Luis Obispo, CA
(805) 546-0290
RefinanceReverse MortgageVA Loan

Michelle McKay at Certainty Home Lending (NMLS #2675977)

Independent Broker

No Reviews

Status: Operational

San Luis Obispo, CA
(805) 335-0585
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA LoanJumbo Loan

Tracie Southerland at Certainty Home Lending (NMLS #296909)

Independent Broker

No Reviews

Status: Operational

San Luis Obispo, CA
(650) 255-1477
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA LoanJumbo Loan

Jeff Meyers at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

San Luis Obispo, CA
(805) 440-9006
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Tracy Andreini at Certainty Home Lending (NMLS #306980)

Independent Broker

No Reviews

Status: Operational

San Luis Obispo, CA
(415) 609-2440
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA LoanJumbo Loan

Ben Lerner at Certainty Home Lending (NMLS #395723)

Independent Broker

5(31)

Status: Operational

San Luis Obispo, CA
(805) 441-9486
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tawnya Lettau at Certainty Home Lending (NMLS #693960)

Independent Broker

5(5)

Status: Operational

San Luis Obispo, CA
(805) 550-7071
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kevin Cunningham at Certainty Home Lending (NMLS #633249)

Independent Broker

5(1)

Status: Operational

San Luis Obispo, CA
(805) 458-5178
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Certainty Home Lending

Independent Broker

5(2)

Status: Operational

San Luis Obispo, CA
(805) 234-5081
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Bill Mott at Certainty Home Lending (NMLS #341086)

Independent Broker

5(3)

Status: Operational

San Luis Obispo, CA
(805) 234-5081
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kim Williams at Certainty Home Lending (NMLS #263247)

Independent Broker

5(6)

Status: Operational

San Luis Obispo, CA
(805) 471-6186
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Carley Smith at Certainty Home Lending (NMLS #448442)

Independent Broker

5(18)

Status: Operational

San Luis Obispo, CA
(773) 435-7563
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Landon Spitler at Certainty Home Lending (NMLS #633244)

Independent Broker

5(50)

Status: Operational

San Luis Obispo, CA
(805) 471-0243
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mac Weipert at Certainty Home Lending (NMLS #994625)

Independent Broker

No Reviews

Status: Operational

San Luis Obispo, CA
(805) 748-0756
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Envoy Mortgage

Independent Broker

No Reviews

Status: Operational

San Luis Obispo, CA
(805) 548-8683
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Assist Home Loans

Independent Broker

5(139)

Status: Operational

San Luis Obispo, CA
(805) 757-0544
HELOC / Home EquityRefinanceReverse MortgageInvestment Property LoanConstruction / Rehab Loan

Pacific Trust Mortgage

Independent Broker

4.9(79)

Status: Operational

San Luis Obispo, CA
(805) 543-4422
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Envoy Mortgage

Independent Broker

5(6)

Status: Operational

Cambria, CA
(805) 329-6011
RefinanceReverse MortgageVA Loan

Vero Mortgage / Jeremy Engle Team

Independent Broker

No Reviews

Status: Operational

Avila Beach, CA
(805) 544-2775
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Pismo Beach, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mike Mizrahi

Independent Broker

No Reviews

Status: Operational

Pismo Beach, CA
(805) 748-2112
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Wes For Less Home loans

Independent Broker

No Reviews

Status: Operational

Grover Beach, CA
(805) 269-7513
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Leachman Home Loans

Independent Broker

5(5)

Status: Operational

Grover Beach, CA
(805) 474-7200
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

EquityReach Mortgage Solutions

Independent Broker

4.9(46)

Status: Operational

Arroyo Grande, CA
(805) 202-2100
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Envoy Mortgage

Independent Broker

No Reviews

Status: Operational

Arroyo Grande, CA
(805) 944-1733
RefinanceVA Loan

Mariner Mortgage: Michael Hahlbeck, Mortgage Broker NMLS #323143

Independent Broker

5(74)

Status: Operational

Arroyo Grande, CA
(805) 550-4287
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Geneva Financial, LLC: Charles Motley

Independent Broker

5(20)

Status: Operational

Santa Maria, CA
(805) 478-8508
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Eddie San Jose at Envoy Mortgage | NMLS #633240

Independent Broker

5(2)

Status: Operational

Santa Maria, CA
(805) 614-7144
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mickey Hellman at Certainty Home Lending (NMLS #244724)

Independent Broker

4.9(112)

Status: Operational

Santa Maria, CA
(805) 878-3541
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Phoebe Jaeckels

Independent Broker

5(22)

Status: Operational

Orcutt, CA
(805) 878-9976
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Espy Dominguez - Pacific Trust Mortgage

Independent Broker

5(21)

Status: Operational

Orcutt, CA
(805) 202-9037
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Pacific Trust Mortgage - Santa Maria Valley

Independent Broker

5(7)

Status: Operational

Orcutt, CA
(805) 242-4174
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Nathan Hugh, Mortgage Broker NMLS #1881848

Independent Broker

No Reviews

Status: Operational

Orcutt, CA
(805) 878-1007
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Envoy Mortgage

Independent Broker

5(56)

Status: Operational

Santa Maria, CA
(805) 742-4881
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Templeton has 62 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Scott Elmerick at Certainty Home Lending (NMLS #742366), located in Templeton just 1.4 miles away.

Community Trust

These local professionals maintain a combined 980 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.