Compare Reverse Mortgage Lenders in Thornton, California

Residents of Thornton have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Thornton

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Thornton200 Providers Total

New American Funding - Leonard Smith

Independent Broker

4.7(18)

Status: Operational

Brentwood, CA
(925) 464-1691
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Lifetime Home Loans -Michele Milota

Independent Broker

5(285)

Status: Operational

Elk Grove, CA
(916) 628-3814
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Benjamin Bauer, Delta Lending Group

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(925) 906-1100
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Lupe Reyes, Delta Lending Group

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(925) 260-3260
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Empire Home Loans Inc.

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(510) 304-6216
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Delta Lending Group

Independent Broker

5(6)

Status: Operational

Brentwood, CA
(925) 513-0444
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Anthony Silva III, Delta Lending Group

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(925) 513-0444
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Guaranteed Rate

Independent Broker

5(1)

Ready to help with your HECM goals.

Brentwood, CA
(510) 254-4671
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Leonard Briones at Rate (NMLS #288445)

Independent Broker

4.9(33)

Status: Operational

Brentwood, CA
(925) 354-1545
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Ranae Callaway Nexa Mortgage

Independent Broker

5(5)

Status: Operational

Antioch, CA
(925) 323-6812
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Land Home Financial Services

Independent Broker

5(30)

Status: Operational

Brentwood, CA
(925) 418-7600
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

The Loan Ladies-CMG Home Loans

Independent Broker

5(2)

Status: Operational

Brentwood, CA
(925) 706-6703
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Nicole King - CMG Financial Mortgage Loan Officer NMLS# 284927

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(925) 276-2793
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Thornton has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Scott Morais, Mortgage Advisor, located in Woodbridge just 10.4 miles away.

Community Trust

These local professionals maintain a combined 4510 verified reviews with a strong 3.4 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.