Compare Reverse Mortgage Lenders in Torrance, California

Residents of Torrance have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Torrance

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Torrance180 Providers Total

Ridge Capital Group

Independent Broker

5(38)

Status: Operational

Los Angeles, CA
(424) 500-6125
Reverse MortgageFHA LoanJumbo LoanVA Loan

THINK Mortgage

Independent Broker

4.7(15)

Status: Operational

Los Angeles, CA
(888) 469-4008
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Garden Park Mortgage

Independent Broker

No Reviews

Status: Operational

Garden Grove, CA
(714) 719-0048
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Kinetic Mortgage

Independent Broker

5(9)

Status: Operational

Cypress, CA
(714) 761-8187
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Eddie Villalobos

Independent Broker

5(1)

Status: Operational

La Palma, CA
(562) 280-9615
HELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

DMI Lending

Independent Broker

5(1)

Status: Operational

Beverly Hills, CA
(310) 909-4172
FHA LoanConventional Loan

Elite One Mortgage

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(714) 820-4030
USDA LoanHELOC / Home EquityConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Irvin Lopez at CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Cypress, CA
(714) 820-9062
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

The Joe Soto Team - Home Loan Specialists

Independent Broker

5(74)

Status: Operational

Cypress, CA
(714) 820-1535
Reverse MortgageHELOC / Home EquityInvestment Property LoanRefinance

Reverse Your Thinking® Mortgage

Independent Broker

5(15)

Status: Operational

Santa Monica, CA
(310) 447-5266
Reverse MortgageJumbo Loan

Cali Home Lending: Dan Draitser

Independent Broker

No Reviews

Status: Operational

Garden Grove, CA
(949) 295-5334
RefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Guaranteed Rate

Independent Broker

No Reviews

Ready to help with your HECM goals.

Santa Monica, CA
N/A
USDA LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

C2 Financial - Mortgage Broker Los Angeles

Independent Broker

4.8(6)

Status: Operational

Los Angeles, CA
(310) 291-1601
Conventional LoanHELOC / Home EquityFHA LoanVA LoanJumbo Loan

Exceed Lending

Independent Broker

4.9(152)

Status: Operational

La Mirada, CA
(833) 567-8899
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

First Banc Home Loans

Independent Broker

No Reviews

Status: Operational

La Mirada, CA
(888) 634-9024
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Torrance has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Thessy Onyenedum – Mortgage Loan Officer, Atesa Real Estate, Inc., located in Torrance just 0.5 miles away.

Community Trust

These local professionals maintain a combined 3357 verified reviews with a strong 3.4 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.