Compare Reverse Mortgage Lenders in Torrance, California

Residents of Torrance have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Torrance

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Torrance180 Providers Total

Aren Baghdassarian, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Seal Beach, CA
(562) 240-6814
Reverse Mortgage

Alex Merrill, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Seal Beach, CA
(562) 240-6815
Reverse Mortgage

Scott Miller, Finance of America Mortgage LLC

Independent Broker

5(1)

Status: Operational

Seal Beach, CA
(562) 856-6138
Reverse Mortgage

Pat Thayer - Mortgage Broker

Independent Broker

5(1)

Status: Operational

Seal Beach, CA
(949) 463-7966
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Tom McMurray - Karbon Financial

Independent Broker

5(241)

Status: Operational

Seal Beach, CA
(714) 909-1981
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Fairway Mortgage Services

Independent Broker

5(1)

Status: Operational

Cerritos, CA
(562) 800-0253
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Buddy Cabalu - Loan Officer | Loan Factory

Independent Broker

No Reviews

Status: Operational

Cerritos, CA
(714) 488-1931
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

MAK Home Loans

Independent Broker

5(4)

Status: Operational

Cerritos, CA
(310) 878-6805
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Elite One Home Loans

Independent Broker

No Reviews

Status: Operational

Los Alamitos, CA
(714) 820-4048
USDA LoanCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

DeShawn "Coach" Curtis Loan Officer

Independent Broker

No Reviews

Status: Operational

Los Angeles, CA
(414) 350-6978
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Equitable Lending

Independent Broker

No Reviews

Status: Operational

Los Angeles, CA
(877) 885-0111
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

John Frank Mortgage

Independent Broker

No Reviews

Status: Operational

Cypress, CA
(562) 391-0266
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Rene Lopez / Mortgage Loan Originator / Loan Factory

Independent Broker

No Reviews

Status: Operational

Los Angeles, CA
(310) 227-4667
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

United Home Financial

Independent Broker

No Reviews

Status: Operational

Los Angeles, CA
(213) 474-1231
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Gold Miners Investments Inc

Independent Broker

5(22)

Status: Operational

Los Angeles, CA
(213) 388-4350
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Torrance has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Thessy Onyenedum – Mortgage Loan Officer, Atesa Real Estate, Inc., located in Torrance just 0.5 miles away.

Community Trust

These local professionals maintain a combined 3357 verified reviews with a strong 3.4 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.