Compare Reverse Mortgage Lenders in Tracy, California

Whether you need a standard HECM or a jumbo reverse mortgage in Tracy, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Tracy

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in Tracy

Rush Financial

Independent Broker

No Reviews

Status: Operational

Tracy, CA
(209) 207-7597
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Mary Keehan

Independent Broker

No Reviews

Status: Operational

Tracy, CA
N/A
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Marylou Edwards, Mortgage Broker

Independent Broker

5(67)

Status: Operational

Tracy, CA
(925) 285-5333
Refinance

Opes Advisors

Independent Broker

No Reviews

Status: Operational

Tracy, CA
(209) 435-9631
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Von Westover, Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Tracy, CA
(209) 679-5569
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Movement Mortgage

Independent Broker

3.7(3)

Status: Operational

Tracy, CA
(209) 852-4589
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Zoom Loans

Independent Broker

5(22)

Status: Operational

Tracy, CA
(877) 738-6775
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Nearby Lenders to Tracy193 Providers Total

Miroslava Ramirez - CrossCountry Mortgage

Independent Broker

4.9(13)

Status: Operational

Manteca, CA
(909) 532-1846
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Elite Financial

Independent Broker

5(1)

Status: Operational

Manteca, CA
(209) 679-9966
FHA LoanReverse MortgageConventional LoanJumbo Loan

Ability Ambeck Mortgage

Independent Broker

5(104)

Status: Operational

Ripon, CA
(209) 599-8550

Tri Valley Lending

Independent Broker

3(2)

Status: Operational

Ripon, CA
(209) 599-6692
Reverse MortgageHELOC / Home Equity

Primary Residential Mortgage, Inc. - Oro Valley

Independent Broker

4.8(18)

Status: Operational

Modesto, CA
(209) 543-3505
RefinanceReverse MortgageVA Loan

Change Home Mortgage

Independent Broker

5(7)

Status: Operational

Livermore, CA
N/A
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Boyd Robinson at CrossCountry Mortgage

Independent Broker

4.9(16)

Status: Operational

Livermore, CA
(925) 495-2063
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

CrossCountry Mortgage, LLC

Independent Broker

4(1)

Status: Operational

Livermore, CA
(925) 583-2502
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan
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Local Area Summary

Active Coverage

Tracy has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Rush Financial, located in Tracy just 4.3 miles away.

Community Trust

These local professionals maintain a combined 3101 verified reviews with a strong 2.8 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.