Reverse Mortgage Specialists in Valley Center

Whether you need a standard HECM or a jumbo reverse mortgage in Valley Center, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Valley Center

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in Valley Center

Hogan Realty and Mortgage Services

Independent Broker

No Reviews

Status: Operational

Valley Center, CA
(760) 644-4001
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

C2 Financial John Yeager NMLS #219612

Independent Broker

5(18)

Status: Operational

Valley Center, CA
(858) 536-8913
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Nearby Lenders to Valley Center198 Providers

Fouts Financial

Independent Broker

5(2)

Status: Operational

Escondido, CA
(858) 587-1400
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

John Klicman

Independent Broker

5(1)

Status: Operational

Escondido, CA
(760) 582-5586
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Escondido, CA
(818) 995-1700
Reverse Mortgage

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Built specifically for homeowners age 62 and older

Countywide Mortgage Lending

Independent Broker

5(52)

Status: Operational

Escondido, CA
(760) 746-7388
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

California Reverse Mortgage

Independent Broker

5(5)

Status: Operational

Escondido, CA
(888) 887-0492
Reverse MortgageJumbo LoanRefinance

Marylou Costas, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Escondido, CA
(760) 975-0255
Reverse Mortgage

Federal Capital Funding Group - Borna Joseph Eftekari

Independent Broker

5(99)

Status: Operational

Escondido, CA
(858) 225-8586
HELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Becky Smith Home Loans

Independent Broker

No Reviews

Status: Operational

Escondido, CA
(760) 737-3000

Stacy Hunjadi - Arbor Financial

Independent Broker

4.7(12)

Status: Operational

Escondido, CA
(949) 689-8089
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

PRMI

Independent Broker

No Reviews

Status: Operational

Escondido, CA
(800) 255-2792
RefinanceReverse MortgageVA Loan

New American Funding - Martha C. Gomez

Independent Broker

4.7(3)

Status: Operational

Escondido, CA
N/A
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Paul Donovan- The Donovan Group/ HFC Lending

Independent Broker

5(36)

Status: Operational

Escondido, CA
(760) 989-0444
Conventional LoanHELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Your Mortgage Shop

Independent Broker

No Reviews

Status: Operational

San Marcos, CA
(800) 376-9680
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

GoPrime Mortgage, Inc. San Marcos

Independent Broker

No Reviews

Status: Operational

San Marcos, CA
(562) 485-9226
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

TIME LENDING - Ignacio Ventura

Independent Broker

5(1)

Status: Operational

San Marcos, CA
(760) 473-3903
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

The Mortgage Hub

Independent Broker

5(7)

Status: Operational

Bonsall, CA
(760) 612-6189
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Aramco Mortgage, Inc.

Independent Broker

5(9)

Status: Operational

San Marcos, CA
(877) 700-0942
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

LoanStar Financial Corp.

Independent Broker

No Reviews

Status: Operational

Vista, CA
(760) 519-6595
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Protea Mortgage

Independent Broker

No Reviews

Status: Operational

Fallbrook, CA
(866) 411-9016
RefinanceReverse MortgageVA Loan

Platinum Mortgage Executives

Independent Broker

5(5)

Status: Operational

San Marcos, CA
(760) 683-8898
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

RWM Home Loans

Independent Broker

5(94)

Status: Operational

Ramona, CA
(760) 525-8603
USDA LoanRefinanceVA Loan

Secured Lending Group, Mortgage Broker Belinda Biedebach

Independent Broker

5(23)

Status: Operational

Vista, CA
(858) 583-9800
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Best Rate Finance & Realty

Independent Broker

1(1)

Status: Operational

Temecula, CA
(951) 699-9466
FHA Loan

Eagle Platinum Mortgage

Independent Broker

5(5)

Status: Operational

Temecula, CA
(800) 763-7154
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

American Mortgage Network

Independent Broker

No Reviews

Status: Operational

Vista, CA
(877) 354-1110
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA Loan

Reverse Mortgage-Christina Harmes Group

Independent Broker

5(22)

Status: Operational

Carlsbad, CA
(619) 993-3882

Barrett Financial Group, L.L.C.

Independent Broker

4.7(12)

Status: Operational

Carlsbad, CA
(760) 271-7550
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Security InterBank Mortgage

Independent Broker

5(2)

Status: Operational

San Diego, CA
(858) 485-0462
Conventional LoanReverse MortgageFHA LoanVA Loan

EQUIS MORTGAGE GROUP

Independent Broker

5(5)

Status: Operational

San Diego, CA
(888) 705-5517
Reverse MortgageFHA LoanVA Loan

Kay Akel Mortgage

Independent Broker

5(16)

Status: Operational

San Diego, CA
(858) 888-1570
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Elite Lending Team

Independent Broker

5(147)

Status: Operational

Fallbrook, CA
(858) 519-7091
Reverse MortgageVA Loan

C2 Financial Corporation

Independent Broker

5(9)

Status: Operational

Ramona, CA
(760) 576-4005
USDA LoanConventional LoanReverse MortgageFHA LoanVA Loan

HighTechLending

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(949) 468-2600
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

iServe Residential Lending, LLC

Independent Broker

4.9(95)

Status: Operational

San Diego, CA
(877) 308-4117
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

iServe Reverse Mortgage

Independent Broker

5(3)

Status: Operational

San Diego, CA
(415) 717-9989
Reverse Mortgage

C2 Financial | Mitch Palmer | Mortgage Advisor | NMLS - 300298

Independent Broker

5(7)

Status: Operational

San Diego, CA
(858) 603-1100
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Mutual of Omaha Mortgage

Independent Broker

5(70)

Status: Operational

Carlsbad, CA
(760) 492-5650
HELOC / Home EquityRefinanceVA LoanInvestment Property LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

MANFRED MORTGAGE

Independent Broker

5(10)

Status: Operational

Fallbrook, CA
(760) 723-2232
USDA LoanConventional LoanReverse MortgageFHA LoanVA Loan

Craig Brown

Independent Broker

5(20)

Status: Operational

San Diego, CA
(858) 527-7850
Reverse Mortgage

Leah McBride, Finance of America Mortgage LLC

Independent Broker

5(20)

Status: Operational

San Diego, CA
(858) 527-7851
Reverse Mortgage

Nick Rodriguez at CrossCountry Mortgage

Independent Broker

5(36)

Status: Operational

Oceanside, CA
(619) 304-3888
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jason Gordon at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Oceanside, CA
(619) 200-8031
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Katrina Papadakis at Rate (NMLS #483906)

Independent Broker

5(8)

Status: Operational

Temecula, CA
(714) 244-0005
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Kelly Manderscheid at Rate (NMLS #273420)

Independent Broker

4.9(274)

Status: Operational

Temecula, CA
(951) 453-5231
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(951) 506-9920
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Hampton Group Hard Money

Independent Broker

5(27)

Status: Operational

San Diego, CA
(858) 224-5746
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Greg Chigas PGS Home Loans

Independent Broker

5(42)

Status: Operational

Carlsbad, CA
(619) 823-0913
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Josh Jelsing at PGS Home Loans

Independent Broker

4.8(23)

Status: Operational

Carlsbad, CA
(858) 442-9667
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

PGS Home Loans

Independent Broker

5(113)

Status: Operational

Carlsbad, CA
(800) 277-3423
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Katie Burciaga PGS Home Loans

Independent Broker

5(42)

Status: Operational

Carlsbad, CA
(714) 746-1002
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Broadview Home Loans

Independent Broker

5(21)

Status: Operational

Carlsbad, CA
(760) 438-9725
Reverse MortgageRefinance

G M Mortgage

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(760) 518-4471
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Vintage Mortgage Firm

Independent Broker

5(100)

Status: Operational

Temecula, CA
(951) 695-0901
FHA LoanHELOC / Home EquityVA Loan

Dave Medina

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(951) 574-4823
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Elena Flores - CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(619) 346-4846
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Raquel Ivery

Independent Broker

5(13)

Status: Operational

Carlsbad, CA
(619) 750-2461
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Scott Evans - CrossCountry Mortgage Carlsbad

Independent Broker

5(2)

Status: Operational

Carlsbad, CA
(619) 723-7289
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Bless this Address

Independent Broker

5(1)

Status: Operational

Temecula, CA
(760) 579-9519
Reverse Mortgage

Cypress Realty & Mortgage

Independent Broker

5(2)

Status: Operational

Carlsbad, CA
(760) 473-1815
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Steve Tempel, Finance of America Mortgage LLC

Independent Broker

5(4)

Status: Operational

Temecula, CA
(951) 695-0905
Reverse Mortgage

Team Caspole Real Estate & Lending

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(951) 442-8566
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Dan Cassel - Trinity Mortgage

Independent Broker

No Reviews

Status: Operational

Oceanside, CA
(866) 310-1112
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Dave Medina - The Alevate Group / CMG Home Loans

Independent Broker

5(112)

Status: Operational

Temecula, CA
(951) 858-4761
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Reverse Lending Solutions

Independent Broker

5(12)

Status: Operational

Carlsbad, CA
(760) 579-2228

Scott Swartz @ Loan Advisor Group

Independent Broker

5(52)

Status: Operational

Carlsbad, CA
(858) 342-8898
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Golden Coast Loans, Inc.

Independent Broker

5(3)

Status: Operational

Oceanside, CA
(949) 705-7702
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Bay Equity Home Loans

Independent Broker

5(224)

Status: Operational

Carlsbad, CA
(760) 405-0711
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

David Todd - Reverse Mortgage Specialist in San Diego CA

Independent Broker

5(14)

Status: Operational

Carlsbad, CA
(800) 849-8515

Lineage Lending

Independent Broker

5(18)

Status: Operational

Carlsbad, CA
(858) 232-0592
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

America One Mortgage Group

Independent Broker

5(54)

Status: Operational

Carlsbad, CA
(888) 942-5626
Reverse MortgageFHA LoanVA Loan

Premier Home Mortgage of California

Independent Broker

5(8)

Status: Operational

Carlsbad, CA
(760) 454-9302
USDA LoanFHA LoanRefinanceVA Loan

The Platinum Mortgage Group

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(619) 436-8873
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Janus Mortgage

Independent Broker

5(23)

Status: Operational

Carlsbad, CA
(760) 720-1700
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Wallick & Volk Mortgage Banker

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(951) 296-6066
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Oceanside, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Home Mortgage Experts

Independent Broker

5(41)

Status: Operational

Oceanside, CA
(866) 411-5472
RefinanceHELOC / Home EquityVA Loan

Presley Financial

Independent Broker

5(20)

Ready to help with your HECM goals.

Poway, CA
(858) 748-8240
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Brenda Sifodaskalakis - EPIQ Lending Loan Officer

Independent Broker

No Reviews

Ready to help with your HECM goals.

Temecula, CA
(619) 251-6544
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

New American Funding - James Mendoza

Independent Broker

5(1)

Status: Operational

Temecula, CA
(951) 963-9010
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Tracey Garamone

Independent Broker

5(15)

Status: Operational

Temecula, CA
(951) 383-4674
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Beth Richards

Independent Broker

No Reviews

Status: Operational

Temecula, CA
N/A
Conventional LoanRefinanceReverse MortgageJumbo LoanInvestment Property Loan

Michelle Magana

Independent Broker

5(12)

Status: Operational

Temecula, CA
(951) 294-8139
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Mark McLeavy

Independent Broker

5(17)

Status: Operational

Temecula, CA
(951) 238-6956
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Ginger Anady - EPIQ Lending Mortgage Loan Officer

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(951) 218-2640
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Darren Pike, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(858) 254-3196
Reverse Mortgage

StreicherTeam Home Loans

Independent Broker

5(26)

Status: Operational

Carlsbad, CA
(760) 805-9338
Reverse MortgageHELOC / Home EquityRefinance

Dignified Home Loans

Independent Broker

5(4)

Status: Operational

Temecula, CA
(760) 519-4950
Reverse MortgageRefinance

The Mortgage House

Independent Broker

4.6(9)

Status: Operational

Temecula, CA
(800) 305-9731

North Coast Financial, Inc. Hard Money Lenders

Independent Broker

5(69)

Status: Operational

Oceanside, CA
(760) 722-2991
Commercial LoanReverse MortgageInvestment Property LoanRefinance

North Coast Financial: Donald D. Hensel

Independent Broker

No Reviews

Status: Operational

Oceanside, CA
(760) 722-2991
Commercial LoanInvestment Property LoanRefinance

CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(619) 829-1219
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jessica Advocat Mortgage Broker

Independent Broker

5(7)

Status: Operational

Carlsbad, CA
(949) 536-7711
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

TaliMar Financial

Independent Broker

4.9(75)

Status: Operational

San Diego, CA
(888) 868-8467
Commercial LoanReverse MortgageConstruction / Rehab LoanInvestment Property Loan

Christopher Dinofia

Independent Broker

5(35)

Status: Operational

San Diego, CA
(858) 212-1443
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sanborn Financial

Independent Broker

5(2)

Status: Operational

Encinitas, CA
(760) 943-7200
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

G M Mortgage

Independent Broker

5(17)

Status: Operational

Rancho Santa Fe, CA
(760) 632-5944
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Dan Chapman

Independent Broker

5(49)

Status: Operational

Carlsbad, CA
(760) 454-0914
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Armani Lao - CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(619) 313-4653
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Joe Crespillo - CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(915) 799-8438
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Dalila Flores

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(619) 547-0787
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Chapman Group at CMG Home Loans

Independent Broker

5(1)

Status: Operational

Carlsbad, CA
(760) 454-0914
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Russell J. Cox - Mortgage Max

Independent Broker

5(13)

Status: Operational

Carlsbad, CA
(760) 547-2080
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

G M Mortgage

Independent Broker

5(11)

Status: Operational

Rancho Santa Fe, CA
(760) 518-4471
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

MJS Mortgage

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(760) 230-5902
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Straight Forward Mortgage: Rik Purpura, Mortgage Broker NMLS #1784175

Independent Broker

5(20)

Status: Operational

Carlsbad, CA
(760) 420-8955
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

America's Loan Advisors

Independent Broker

5(23)

Status: Operational

Carlsbad, CA
(760) 280-2800
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

FITZPATRICK CAPITAL

Independent Broker

5(2)

Status: Operational

Carlsbad, CA
(858) 245-9514
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

iLendGirl

Independent Broker

5(5)

Status: Operational

San Diego, CA
(619) 920-1975
Reverse MortgageFHA LoanRefinance

David McGee - Mortgage Broker - C2 Financial Corporation

Independent Broker

5(6)

Status: Operational

Carlsbad, CA
(760) 420-9662
Conventional LoanReverse MortgageFHA LoanVA Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(858) 254-3196
Reverse Mortgage

The Mortgage Mall, Inc.

Independent Broker

No Reviews

Status: Operational

Murrieta, CA
(951) 834-2637

21st Century Lending

Independent Broker

5(24)

Status: Operational

Murrieta, CA
(888) 862-1189
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Lisa Giacomini at Guaranteed Rate Affinity (NMLS #290781)

Independent Broker

5(20)

Status: Operational

Carlsbad, CA
(760) 644-0279
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Pam Curtis Mortgage Advisor

Independent Broker

5(5)

Status: Operational

Carlsbad, CA
(619) 713-6333
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

ABLE Mortgage

Independent Broker

5(28)

Status: Operational

Temecula, CA
(951) 899-0009
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(619) 430-4544
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Pianin Team at Rate (NMLS #304014)

Independent Broker

5(11)

Status: Operational

Encinitas, CA
(619) 219-2277
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

David Hopkins, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(760) 420-4334
Reverse Mortgage

Kathy Reese, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(858) 771-4320
Reverse Mortgage

CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(858) 922-0645
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Marc Datnow at Rate (NMLS #1707820)

Independent Broker

5(18)

Status: Operational

Encinitas, CA
(619) 535-3170
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jeff Touchstone at Rate (NMLS #254426)

Independent Broker

5(1)

Status: Operational

Encinitas, CA
(858) 210-5547
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

The EMC Group

Independent Broker

No Reviews

Status: Operational

Murrieta, CA
(800) 782-0560
Commercial LoanReverse MortgageConstruction / Rehab LoanRefinance

A Plus Home Loans

Independent Broker

5(1)

Status: Operational

Murrieta, CA
(877) 343-3370
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

1st American Mortgage Lenders, Inc

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(888) 988-1977
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Pacific Coast Home Mortgage & Real Estate Inc

Independent Broker

5(54)

Status: Operational

Oceanside, CA
(888) 893-7775
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanJumbo LoanInvestment Property Loan

Jeff Cooper Home Loans and Refinancing

Independent Broker

5(1)

Status: Operational

Encinitas, CA
(760) 855-8825
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Maximum Mortgage & Real Estate, Inc.

Independent Broker

4(23)

Status: Operational

Oceanside, CA
(760) 301-5758

Hougard Loans, Bayshore Home Loans

Independent Broker

5(181)

Status: Operational

Encinitas, CA
(800) 982-2680
Reverse MortgageFHA LoanVA Loan

Sea Monster Loans / C2 Financial Corporation

Independent Broker

5(11)

Status: Operational

Oceanside, CA
(760) 814-1882
Commercial LoanReverse Mortgage

PR Mortgage

Independent Broker

5(1)

Status: Operational

Oceanside, CA
(949) 294-8411
Conventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

HomeSight Mortgage

Independent Broker

5(20)

Status: Operational

Murrieta, CA
(951) 538-5027
Reverse MortgageFHA LoanJumbo LoanVA Loan

Susann Roznos at CrossCountry Mortgage

Independent Broker

5(11)

Status: Operational

Murrieta, CA
(949) 310-5416
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA Loan

CrossCountry Mortgage, LLC

Independent Broker

4.2(5)

Status: Operational

Murrieta, CA
N/A
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

The Wright Mortgage Team- Bay Equity Home Loans

Independent Broker

5(12)

Status: Operational

Del Mar, CA
N/A
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Troy Green, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Murrieta, CA
(949) 616-5365
Reverse Mortgage

Sarah Weber, Mortgage

Independent Broker

No Reviews

Status: Operational

Murrieta, CA
(951) 445-4900
Reverse Mortgage

American Mortgage Network - Joseph S. Restivo

Independent Broker

5(1)

Status: Operational

Del Mar, CA
(619) 566-7233
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA Loan

California Mortgage Direct

Independent Broker

No Reviews

Ready to help with your HECM goals.

Del Mar, CA
(619) 566-7233
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Vault Financial - Mortgage Services

Independent Broker

5(253)

Status: Operational

Murrieta, CA
(951) 208-6933
USDA LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jenny Pham - JP Lending

Independent Broker

5(40)

Status: Operational

San Diego, CA
(858) 567-9999
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Pacific Sun Mortgage Co

Independent Broker

No Reviews

Status: Operational

Solana Beach, CA
(858) 436-0414
RefinanceReverse MortgageFHA LoanVA Loan

Steve O'Brien

Independent Broker

5(5)

Status: Operational

Solana Beach, CA
(858) 254-3694
Reverse MortgageFHA LoanJumbo LoanVA Loan

Kevin Hall, Real Estate & Mortgage

Independent Broker

5(14)

Status: Operational

Solana Beach, CA
(323) 854-2814
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Renzo Marsano - MAR Financial

Independent Broker

5(175)

Status: Operational

San Diego, CA
(858) 947-3664
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Integrity Mortgage Group

Independent Broker

4.7(47)

Status: Operational

San Diego, CA
(858) 225-5000
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

Movement Mortgage

Independent Broker

5(1)

Status: Operational

San Diego, CA
(858) 212-1443
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rhonda Hummel at Prosperity Home Mortgage

Independent Broker

5(7)

Status: Operational

San Diego, CA
(877) 275-1762
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Greg Parker at Prosperity Home Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
N/A
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Danny Valentini at Prosperity Home Mortgage

Independent Broker

5(1)

Status: Operational

San Diego, CA
(619) 991-0706
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Daniel Shay at Prosperity Home Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(949) 382-4401
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Simone De Lira

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 804-7212
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Glenn Warren at Rate (NMLS #568792)

Independent Broker

5(7)

Status: Operational

San Diego, CA
(619) 359-8469
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Brett Alan-Lee at Rate (NMLS #459794)

Independent Broker

5(2)

Status: Operational

San Diego, CA
(858) 768-5956
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

5(1)

Status: Operational

San Diego, CA
(619) 272-4332
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mark Angotta at Rate (NMLS #448012)

Independent Broker

5(4)

Status: Operational

San Diego, CA
(858) 716-8788
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Nick Lynch at Rate (NMLS #632963)

Independent Broker

5(2)

Status: Operational

San Diego, CA
(858) 229-1132
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Gibran Suffy - OneTrust Home Loans

Independent Broker

5(206)

Status: Operational

San Diego, CA
(619) 559-1000
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Mary Van Dorn - Licensed Mortgage Loan Officer

Independent Broker

5(1)

Status: Operational

San Diego, CA
(949) 275-8838
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Alex Ramirez - Saxton Mortgage

Independent Broker

5(30)

Status: Operational

San Diego, CA
(619) 853-5424
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Richard Wolff Mortgage Broker

Independent Broker

5(6)

Status: Operational

San Diego, CA
(858) 259-5200
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Susan Rich, Mortgage Broker NMLS #246237

Independent Broker

5(12)

Status: Operational

San Diego, CA
(858) 405-1587
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Express Funding Mortgage Company

Independent Broker

5(2)

Status: Operational

Del Mar, CA
(858) 259-3980
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanJumbo Loan

Avant Capital

Independent Broker

5(18)

Status: Operational

Del Mar, CA
(858) 350-9407
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Todd Benware Team - Home Loans - HomePlus Corporation dba HomePlus Mortgage NMLS ID 78669

Independent Broker

5(8)

Status: Operational

Del Mar, CA
(800) 511-4080
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

C2 Financial Corporation: Joseph Chacko, San Diego Mortgage Broker Lender

Independent Broker

5(55)

Status: Operational

San Diego, CA
(619) 758-5858
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Andy Block | C2 Financial

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(650) 533-0756
Reverse MortgageJumbo Loan

Joely Perez with MyLoanMyHome Brokered by C2Financial Corporation

Independent Broker

5(8)

Status: Operational

San Diego, CA
(858) 337-1026
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

C2 Financial

Independent Broker

4.4(64)

Status: Operational

San Diego, CA
(858) 736-0010
Commercial LoanReverse Mortgage

Tatyana Sapp - The Sapp Team

Independent Broker

5(9)

Status: Operational

San Diego, CA
(866) 812-8192
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Michael D. Lowary- Mike The Loan Guy

Independent Broker

5(10)

Status: Operational

San Diego, CA
(858) 220-9039
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

C2 Financial - Tom Caskey

Independent Broker

5(11)

Status: Operational

San Diego, CA
(760) 822-6210
Reverse MortgageJumbo Loan

Clark Aliano, Mortgage Broker

Independent Broker

5(29)

Status: Operational

San Diego, CA
(800) 363-5600
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

American Mortgage Bank

Independent Broker

4.7(13)

Status: Operational

San Diego, CA
(877) 602-7380
Reverse MortgageConventional LoanRefinance

Carl Spiteri at OriginPoint NMLS 286890

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 871-0237
USDA LoanConventional LoanFHA LoanVA LoanConstruction / Rehab Loan

Dan Cassel - Trinity Mortgage

Independent Broker

5(7)

Status: Operational

San Diego, CA
(866) 310-1112
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Instant Loan Processing

Independent Broker

4.8(51)

Status: Operational

San Diego, CA
(888) 860-1552
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

San Diego Mortgage Lending Solutions - C2 Financial

Independent Broker

5(125)

Status: Operational

San Diego, CA
(858) 688-6813
FHA LoanConventional LoanJumbo LoanVA Loan

Shanne Sleder, Team Sleder - RWM Home Loans

Independent Broker

5(119)

Status: Operational

San Diego, CA
(858) 829-7186
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Scott Morse - RWM Home Loans

Independent Broker

5(71)

Status: Operational

San Diego, CA
(858) 922-3575

Scott Harmes C2 Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 268-8692
Reverse MortgageJumbo Loan

Timothy Gray - Reverse Mortgage Specialist & Mortgage Broker

Independent Broker

5(37)

Status: Operational

San Diego, CA
(619) 807-5854
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Rob McNelis

Independent Broker

5(4)

Status: Operational

Santee, CA
(619) 279-6162
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Frances Burdick

Independent Broker

No Reviews

Status: Operational

Santee, CA
(858) 337-3793
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Ian Chi

Independent Broker

5(2)

Status: Operational

Santee, CA
(916) 770-5626
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Santee, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Kendall Tapia at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Santee, CA
(619) 308-6225
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Anchor Funding, Inc, CRMP

Independent Broker

5(24)

Status: Operational

Wildomar, CA
(951) 805-0063
Reverse MortgageJumbo Loan

Finance Any1

Independent Broker

5(30)

Status: Operational

Santee, CA
(619) 591-2900
RefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Nick Maglio

Independent Broker

4.9(58)

Status: Operational

San Diego, CA
(858) 220-4193
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Anchor Funding

Independent Broker

4.1(14)

Status: Operational

San Diego, CA
(858) 514-8808
Reverse MortgageRefinance

Gaylord-Hansen Team at CrossCountry Mortgage

Independent Broker

4.9(152)

Status: Operational

San Diego, CA
(858) 259-8700
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Smartfi Home Loans

Independent Broker

5(5)

Status: Operational

San Diego, CA
(866) 944-5137
Reverse MortgageFHA Loan

Guild Mortgage Company

Independent Broker

5(1)

Status: Operational

San Diego, CA
(877) 217-0166
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

San Diego | La Jolla

Independent Broker

2.5(2)

Status: Operational

San Diego, CA
(858) 943-4951
HELOC / Home EquityRefinanceVA LoanInvestment Property LoanConstruction / Rehab Loan

USA Financial Consultants

Independent Broker

4.8(22)

Status: Operational

San Diego, CA
(858) 560-1100
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Valley Center has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Hogan Realty and Mortgage Services, located in Valley Center just 3.2 miles away.

Community Trust

These local professionals maintain a combined 4712 verified reviews with a strong 3.8 average rating.

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Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

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Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.