Compare Reverse Mortgage Lenders in Valley Springs, California

If you're searching for reverse mortgage lenders in Valley Springs, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Valley Springs

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Valley Springs200 Providers Total

Smartloan

Independent Broker

5(11)

Status: Operational

Fair Oaks, CA
(916) 436-4558
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Dennis Graves at Mutual of Omaha Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 705-8338
Reverse MortgageJumbo Loan

Jackie Shipley at Mutual of Omaha Reverse Mortgage

Independent Broker

5(2)

Status: Operational

Sacramento, CA
(707) 685-2550
Reverse MortgageJumbo LoanRefinance

Coastal Pacific Mortgage

Independent Broker

5(47)

Status: Operational

Citrus Heights, CA
(916) 844-1292
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Chris Bist Mortgage Professional

Independent Broker

No Reviews

Status: Operational

Citrus Heights, CA
(916) 277-4741
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Sterling Mortgage Services

Independent Broker

No Reviews

Status: Operational

Citrus Heights, CA
(916) 436-4819
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Supreme Lending

Independent Broker

No Reviews

Status: Operational

Citrus Heights, CA
(916) 745-6797
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Veronica DeWitt | Home Loan Specialist at Barrett Financial Group

Independent Broker

5(32)

Status: Operational

Citrus Heights, CA
(510) 396-8994
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Kim Gelbke @ Coast Home Loans | Sr. Loan Officer NMLS #1066836

Independent Broker

5(17)

Status: Operational

Sacramento, CA
(530) 300-0405
FHA LoanConventional LoanRefinanceVA Loan

Jeff Goodman-PrimeLending-Home Loans

Independent Broker

5(9)

Status: Operational

Sacramento, CA
(916) 995-1284
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Coast Home Loans

Independent Broker

5(6)

Status: Operational

Sacramento, CA
(209) 900-2904
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Sacramento-Roseville Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 821-8821
FHA Loan

The Chris Kennedy Team at Reliant Lending

Independent Broker

5(139)

Status: Operational

Sacramento, CA
(916) 794-0777
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Reliant Lending

Independent Broker

2.1(7)

Status: Operational

Sacramento, CA
(916) 799-3256
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Thad Stanley - Reverse Mortgage Loan Originator at American Senior

Independent Broker

5(6)

Status: Operational

Citrus Heights, CA
(916) 768-5916
Reverse Mortgage

Local Area Summary

Active Coverage

Valley Springs has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Homestead Mortgage, located in Jackson just 13.2 miles away.

Community Trust

These local professionals maintain a combined 4755 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.