Compare Reverse Mortgage Lenders in Waterford, California
Whether you need a standard HECM or a jumbo reverse mortgage in Waterford, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Waterford
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
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Nearby Lenders to Waterford116 Providers Total
Tammy Hammond, Mortgage Broker NMLS #405556
Independent Broker
Status: Operational
Land Home Financial Services
Independent Broker
Status: Operational
Angelina Curtin - Branch Manager - Land Home Financial
Independent Broker
Status: Operational
Tri Valley Lending
Independent Broker
Status: Operational
Ability Ambeck Mortgage
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Primary Residential Mortgage, Inc.
Independent Broker
Status: Operational
Stephanie Montoya | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.
Independent Broker
Status: Operational
American Financial Network
Independent Broker
Status: Operational
Supreme Lending
Independent Broker
Status: Operational
Nick Maravilla - Loan Officer NMLS#2571013
Independent Broker
Status: Operational
AJ Vasquez - Home Loans - NMLS# 1654160
Independent Broker
Status: Operational
LeaderOne Financial Corporation
Independent Broker
Status: Operational
Chris Salazar - Loan Officer NMLS#2234775
Independent Broker
Status: Operational
Jeanette Garibay - Loan Officer NMLS#1085541
Independent Broker
Status: Operational
Justin Collins - Loan Officer NMLS# 305729
Independent Broker
Status: Operational
Explore Nearby Cities
Local Area Summary
Active Coverage
Waterford has 116 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Stearns Lending Inc, located in Oakdale just 11.0 miles away.
Community Trust
These local professionals maintain a combined 2281 verified reviews with a strong 3.1 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.