Compare Reverse Mortgage Lenders in Waterford, California

Whether you need a standard HECM or a jumbo reverse mortgage in Waterford, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Waterford

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Waterford116 Providers Total

The Mortgage House

Independent Broker

5(37)

Status: Operational

Stockton, CA
(209) 474-7111

New American Funding - Shawn Gauuan

Independent Broker

5(39)

Status: Operational

Stockton, CA
(800) 566-4343
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

New American Funding - Emma Arevalo

Independent Broker

5(2)

Status: Operational

Stockton, CA
(209) 739-3553
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Central Valley Mortgage Group - Daniel A. Sosa

Independent Broker

5(299)

Status: Operational

Stockton, CA
(209) 353-4657
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Von Westover, Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Tracy, CA
(209) 679-5569
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Movement Mortgage

Independent Broker

3.7(3)

Status: Operational

Tracy, CA
(209) 852-4589
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Alpha Mortgage: Joseph Varni, Mortgage Broker NMLS #314122

Independent Broker

5(13)

Status: Operational

Stockton, CA
(209) 992-1281
RefinanceReverse MortgageConventional LoanVA Loan

Finance of America Mortgage LLC

Independent Broker

5(7)

Status: Operational

Stockton, CA
(209) 244-7101
Reverse Mortgage

GO Mortgage

Independent Broker

No Reviews

Status: Operational

Stockton, CA
(800) 444-7283
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Dean Goold

Independent Broker

5(7)

Status: Operational

Stockton, CA
(209) 483-3552
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Rush Financial

Independent Broker

No Reviews

Status: Operational

Tracy, CA
(209) 207-7597
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Secure Choice Lending

Independent Broker

No Reviews

Status: Operational

Stockton, CA
(209) 608-4923
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

New American Funding - Mary Keehan

Independent Broker

No Reviews

Status: Operational

Tracy, CA
N/A
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Zoom Loans

Independent Broker

4.9(73)

Status: Operational

Stockton, CA
(408) 767-6311
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Coast Home Loans

Independent Broker

5(33)

Status: Operational

Stockton, CA
(209) 900-2904
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Waterford has 116 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Stearns Lending Inc, located in Oakdale just 11.0 miles away.

Community Trust

These local professionals maintain a combined 2281 verified reviews with a strong 3.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.