Compare Reverse Mortgage Lenders in Wheatland, California

Whether you need a standard HECM or a jumbo reverse mortgage in Wheatland, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Wheatland

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Wheatland200 Providers Total

Joseph Kelley "Joe The Mortgage Giant" COO/Partner of Golden Bay Mortgage Group & President of Natomas Chamber of Commerece

Independent Broker

5(107)

Status: Operational

Sacramento, CA
(916) 612-4294
Reverse MortgageVA Loan

Golden Bay Mortgage Group

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 639-8624
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Daniel Quinton/Golden Bay Mortgage Group

Independent Broker

5(43)

Status: Operational

Sacramento, CA
(916) 969-3441
Reverse MortgageVA Loan

Jason Thomas - GB Mortgage Group

Independent Broker

5(25)

Status: Operational

Sacramento, CA
(916) 320-4900
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Malone Group, Inc.

Independent Broker

5(20)

Status: Operational

Fair Oaks, CA
(916) 749-5505
Reverse Mortgage

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

MortgageRight Folsom

Independent Broker

No Reviews

Status: Operational

Carmichael, CA
(916) 693-4170
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Essex Mortgage

Independent Broker

4.8(72)

Status: Operational

El Dorado Hills, CA
(916) 439-1275
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Ed Portillo

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 613-9902

Consumer 1st Services, Inc.

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 613-9902

MortgageRight Folsom

Independent Broker

No Reviews

Status: Operational

Folsom, CA
(916) 693-4170
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Andrey Dimitrashuk - Lending Concepts

Independent Broker

5(2)

Status: Operational

Folsom, CA
(916) 909-5640
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Stephanie Ammons: Mortgage Loan Officer NMLS#: 633173

Independent Broker

5(4)

Status: Operational

Fair Oaks, CA
(916) 580-5258
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Lending Solutions

Independent Broker

5(6)

Status: Operational

Folsom, CA
(916) 299-0044
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Shane Scott, California Home Loans

Independent Broker

5(15)

Status: Operational

Folsom, CA
(916) 812-0045
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mortgage Garage: Michael Kane, Mortgage Broker NMLS #245012

Independent Broker

5(44)

Status: Operational

Folsom, CA
(916) 539-5652
RefinanceReverse MortgageFHA LoanVA Loan

Local Area Summary

Active Coverage

Wheatland has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Alicia Nava, Finance of America Mortgage LLC, located in Marysville just 11.8 miles away.

Community Trust

These local professionals maintain a combined 5168 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.