Compare Reverse Mortgage Lenders in Winchester, California

If you're searching for reverse mortgage lenders in Winchester, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Winchester

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Winchester200 Providers Total

David Self

Independent Broker

5(2)

Status: Operational

San Clemente, CA
(949) 742-1184
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Marlene Imelda Damian

Independent Broker

5(1)

Status: Operational

San Clemente, CA
(626) 536-1195
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

William Hockett

Independent Broker

No Reviews

Status: Operational

San Clemente, CA
(858) 335-0843
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mike Lynch

Independent Broker

5(1)

Status: Operational

San Clemente, CA
(949) 468-3689
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

NEXA Mortgage LLC.: Alan Parker-Duke

Independent Broker

5(1)

Status: Operational

San Juan Capistrano, CA
(949) 842-4737
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Oceanside, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Ameri-Mtg

Independent Broker

No Reviews

Status: Operational

Foothill Ranch, CA
(949) 273-1200
FHA LoanVA Loan

Breeze Funding, Inc.

Independent Broker

5(111)

Status: Operational

San Clemente, CA
(855) 346-7283
Conventional LoanRefinanceFHA LoanVA LoanInvestment Property Loan

New American Funding - Matthew Moore

Independent Broker

No Reviews

Status: Operational

San Clemente, CA
N/A
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Ryan Whitmore

Independent Broker

4.9(23)

Status: Operational

San Clemente, CA
(949) 748-4192
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Tom Jessop

Independent Broker

5(15)

Status: Operational

San Clemente, CA
(949) 266-0143
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

New American Funding - Jeff Moore

Independent Broker

5(5)

Status: Operational

San Clemente, CA
(949) 751-4725
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Ryan Scott Whitmore

Independent Broker

No Reviews

Status: Operational

San Clemente, CA
(949) 748-4192
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Mary Shuck

Independent Broker

5(21)

Status: Operational

Mission Viejo, CA
(562) 388-4197
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Leslie Oneal

Independent Broker

5(47)

Status: Operational

Mission Viejo, CA
(949) 933-7055
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Winchester has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is ABLE Mortgage, located in Temecula just 6.1 miles away.

Community Trust

These local professionals maintain a combined 7847 verified reviews with a strong 3.2 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.