Compare Reverse Mortgage Lenders in Winters, California

Finding the right HECM specialist in Winters requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Winters

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Winters200 Providers Total

Jody Ballard - Kappel Mortgage Group

Independent Broker

5(4)

Status: Operational

Vacaville, CA
(707) 470-9945
Reverse MortgageFHA LoanJumbo LoanVA Loan

Citizens Financial

Independent Broker

5(11)

Status: Operational

Vacaville, CA
(707) 800-6047
USDA LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Dream Team Lending - Loli & Alix

Independent Broker

5(88)

Status: Operational

Vacaville, CA
(707) 631-2070
Reverse MortgageFHA LoanJumbo LoanVA Loan

Mortgage Masters of California

Independent Broker

No Reviews

Status: Operational

Vacaville, CA
(707) 242-6336
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Paul Randall Smith | Fairway Independent Mortgage Corporation Loan Officer

Independent Broker

No Reviews

Status: Operational

Vacaville, CA
(707) 392-5192
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Nalini Thota at CrossCountry Mortgage | NMLS #2485881

Independent Broker

No Reviews

Status: Operational

Vacaville, CA
(877) 773-1226
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Bronson Stocking - KCM Home Loans

Independent Broker

5(12)

Status: Operational

Vacaville, CA
(707) 685-6017
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

KCM Home Loans

Independent Broker

4(4)

Status: Operational

Vacaville, CA
(707) 449-4222
USDA LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Cornerstone Real Estate, Home Loans & Property Management, Inc.

Independent Broker

5(191)

Status: Operational

Vacaville, CA
(707) 447-8120
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Solano Mortgage

Independent Broker

5(119)

Status: Operational

Vacaville, CA
(707) 449-4777
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Land Home Financial Services - Vacaville, (Alamo)

Independent Broker

5(1)

Status: Operational

Vacaville, CA
(707) 385-1370
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Capital Mortgage Consultants

Independent Broker

No Reviews

Status: Operational

Davis, CA
(855) 562-6705
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mary Rohrs at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Fairfield, CA
(707) 759-5129
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Citywide Home Loans

Independent Broker

No Reviews

Status: Operational

Fairfield, CA
(855) 225-2841
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Napa, CA
(925) 405-1150
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Winters has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Almond Tree Mortgage, located in Dixon just 12.5 miles away.

Community Trust

These local professionals maintain a combined 3969 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.