Compare Reverse Mortgage Lenders in Yuba City, California

Whether you need a standard HECM or a jumbo reverse mortgage in Yuba City, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Yuba City

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Yuba City192 Providers Total

Manuel Sanchez | Loan Officer

Independent Broker

5(3)

Status: Operational

Sacramento, CA
(916) 821-1917
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mathews Mortgage

Independent Broker

No Reviews

Status: Operational

Cool, CA
(530) 888-1123
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

NCM Lending

Independent Broker

5(9)

Status: Operational

Grass Valley, CA
(530) 271-5500
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Sheila Tobin, Senior Mortgage Advisor

Independent Broker

5(19)

Status: Operational

Grass Valley, CA
(530) 270-9635
Reverse Mortgage

Coast Home Loans

Independent Broker

5(6)

Status: Operational

Sacramento, CA
(209) 900-2904
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Kim Gelbke @ Coast Home Loans | Sr. Loan Officer NMLS #1066836

Independent Broker

5(17)

Status: Operational

Sacramento, CA
(530) 300-0405
FHA LoanConventional LoanRefinanceVA Loan

Dennis Graves at Mutual of Omaha Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 705-8338
Reverse MortgageJumbo Loan

Jackie Shipley at Mutual of Omaha Reverse Mortgage

Independent Broker

5(2)

Status: Operational

Sacramento, CA
(707) 685-2550
Reverse MortgageJumbo LoanRefinance

Movement Mortgage - Main

Independent Broker

No Reviews

Status: Operational

Grass Valley, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Grass Valley, CA
(530) 745-6364
Reverse Mortgage

Matthew Cole at West Shore Mortgage

Independent Broker

4.3(6)

Status: Operational

Sacramento, CA
(530) 682-4092
USDA LoanRefinanceReverse MortgageFHA LoanVA Loan

West Coast Mortgage Group

Independent Broker

5(254)

Status: Operational

Sacramento, CA
(916) 453-7533
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Stephanie Ammons: Mortgage Loan Officer NMLS#: 633173

Independent Broker

5(4)

Status: Operational

Fair Oaks, CA
(916) 580-5258
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jeff Goodman-PrimeLending-Home Loans

Independent Broker

5(9)

Status: Operational

Sacramento, CA
(916) 995-1284
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Capital Mortgage Consultants

Independent Broker

No Reviews

Status: Operational

Davis, CA
(855) 562-6705
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Yuba City has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ben Bhangu - The Home Loan Guru, NMLS 746773, Answer Home Lending, NMLS 2343805, located in Yuba City just 6.3 miles away.

Community Trust

These local professionals maintain a combined 5372 verified reviews with a strong 3.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.