Compare Reverse Mortgage Lenders in Yuba City, California

Whether you need a standard HECM or a jumbo reverse mortgage in Yuba City, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Yuba City

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Yuba City192 Providers Total

D J Lenth

Independent Broker

No Reviews

Status: Operational

Granite Bay, CA
(916) 410-8903
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kristin Cooper -Certified Mortgage Planner & Divorce Specialist

Independent Broker

5(57)

Status: Operational

Granite Bay, CA
(916) 390-4689
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

The Mortgage Lab

Independent Broker

5(2)

Status: Operational

Granite Bay, CA
(916) 300-3030
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

BestRate Capital Funding Corp.

Independent Broker

5(55)

Status: Operational

Granite Bay, CA
(714) 316-3262
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Answer Home Loans - Jayson Thompson - Mortgage Broker/Realtor

Independent Broker

5(56)

Status: Operational

Granite Bay, CA
(916) 208-7442
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Centurion Mortgage

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(530) 886-4089
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Thad Stanley - Reverse Mortgage Loan Originator at American Senior

Independent Broker

5(6)

Status: Operational

Citrus Heights, CA
(916) 768-5916
Reverse Mortgage

Consumer 1st Services, Inc.

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 613-9902

Ed Portillo

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 613-9902

Veronica DeWitt | Home Loan Specialist at Barrett Financial Group

Independent Broker

5(32)

Status: Operational

Citrus Heights, CA
(510) 396-8994
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Golden State Home Loans

Independent Broker

4.8(25)

Status: Operational

Grass Valley, CA
(530) 424-9977
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Supreme Lending

Independent Broker

No Reviews

Status: Operational

Citrus Heights, CA
(916) 745-6797
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Sterling Mortgage Services

Independent Broker

No Reviews

Status: Operational

Citrus Heights, CA
(916) 436-4819
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Chris Bist Mortgage Professional

Independent Broker

No Reviews

Status: Operational

Citrus Heights, CA
(916) 277-4741
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Coastal Pacific Mortgage

Independent Broker

5(47)

Status: Operational

Citrus Heights, CA
(916) 844-1292
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Yuba City has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ben Bhangu - The Home Loan Guru, NMLS 746773, Answer Home Lending, NMLS 2343805, located in Yuba City just 6.3 miles away.

Community Trust

These local professionals maintain a combined 5372 verified reviews with a strong 3.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.