Compare Reverse Mortgage Lenders in Polk City, Iowa

Finding the right HECM specialist in Polk City requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Polk City

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Polk City43 Providers Total

HomeServices Lending

Independent Broker

5(1)

Status: Operational

Urbandale, IA
(515) 453-7872
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Bill Siefken

Independent Broker

No Reviews

Status: Operational

Urbandale, IA
(563) 340-2281
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Dan Buchholz at Home Services Lending

Independent Broker

5(27)

Status: Operational

Urbandale, IA
(515) 494-7166
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Kurt Moore, Cross Country Mortgage

Independent Broker

4.9(67)

Status: Operational

Urbandale, IA
(515) 326-0079
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

PRMG

Independent Broker

No Reviews

Status: Operational

Urbandale, IA
(515) 373-7386
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Javier Valdez at Rate (NMLS #1470049)

Independent Broker

5(11)

Status: Operational

West Des Moines, IA
(313) 279-6882
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

West Des Moines, IA
(312) 279-6882
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Gabriela Davila at Rate (NMLS #1460860)

Independent Broker

5(8)

Status: Operational

West Des Moines, IA
(515) 348-5995
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

New American Funding - Devin Fitzgerald

Independent Broker

5(11)

Status: Operational

West Des Moines, IA
(515) 827-0046
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Mick McCauley at Home Services Lending

Independent Broker

5(6)

Status: Operational

West Des Moines, IA
(515) 988-3665
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Land Home Financial Services

Independent Broker

5(11)

Status: Operational

Waukee, IA
(515) 705-0200
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mutual of Omaha Reverse Mortgage Marvis Baehr

Independent Broker

5(1)

Status: Operational

Des Moines, IA
(515) 229-9675
Reverse Mortgage

Land Home Financial Services- Jake Olson, Branch Manager West Des Moines

Independent Broker

5(1)

Status: Operational

West Des Moines, IA
(515) 336-6034

Land Home Financial Services

Independent Broker

4.8(70)

Status: Operational

West Des Moines, IA
(515) 348-4055
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

New American Funding - Dane Eischeid

Independent Broker

5(207)

Status: Operational

Des Moines, IA
(515) 444-7471
Conventional LoanRefinanceReverse MortgageJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Polk City has 43 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Rate, located in Ankeny just 6.8 miles away.

Community Trust

These local professionals maintain a combined 893 verified reviews with a strong 3.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.