Reverse Mortgage Specialists in Bakersfield

Finding the right HECM specialist in Bakersfield requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Bakersfield

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in Bakersfield

Kay LaRue | Castle & Cooke Mortgage, LLC

Independent Broker

5(30)

Status: Operational

Bakersfield, CA
(661) 301-4230
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Dana Worthington | Castle & Cooke Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Bakersfield, CA
(661) 599-1287
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Castle & Cooke Mortgage

Independent Broker

3.5(2)

Status: Operational

Bakersfield, CA
(661) 599-1287
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Melanie Contreras | Castle & Cooke Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Bakersfield, CA
(661) 343-2604
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

NEW/GEN HOME LENDING

Independent Broker

4.9(128)

Status: Operational

Bakersfield, CA
(661) 203-8792
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Primary Residential Mortgage, Inc.

Independent Broker

5(4)

Status: Operational

Bakersfield, CA
(661) 324-7764
RefinanceReverse MortgageVA Loan

Estrada Team with CrossCountry Mortgage, LLC

Independent Broker

5(94)

Status: Operational

Bakersfield, CA
(661) 320-4719
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Janet Chavez PrimeLending Home Loans

Independent Broker

5(4)

Status: Operational

Bakersfield, CA
(559) 302-8295
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Steven Nettles - PrimeLending - NMLS 349681

Independent Broker

5(21)

Status: Operational

Bakersfield, CA
(661) 912-6565
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Dignfied Home Loans

Independent Broker

No Reviews

Status: Operational

Bakersfield, CA
(888) 225-7985
Reverse MortgageRefinance

New American Funding - David Solis

Independent Broker

No Reviews

Status: Operational

Bakersfield, CA
N/A
Reverse MortgageHELOC / Home Equity

Accelerated Lending Group

Independent Broker

5(30)

Status: Operational

Bakersfield, CA
(661) 489-5363
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA LoanJumbo Loan

Greg Desmé Real Estate Mortgage Broker

Independent Broker

5(32)

Status: Operational

Bakersfield, CA
(661) 342-2859
Commercial LoanReverse Mortgage

Anne Galvez, Mortgage Broker NMLS #326513

Independent Broker

5(2)

Status: Operational

Bakersfield, CA
(661) 345-9620
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Mortgage Dove

Independent Broker

No Reviews

Status: Operational

Bakersfield, CA
(800) 605-3128
Refinance

Ownity Mortgage Lending

Independent Broker

5(77)

Status: Operational

Bakersfield, CA
(661) 472-7182
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Daniel Sala

Independent Broker

5(6)

Status: Operational

Bakersfield, CA
(661) 472-1527
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Mortgage House

Independent Broker

4.9(77)

Status: Operational

Bakersfield, CA
(661) 328-9300

Creative Realty Mortgage Inc

Independent Broker

5(27)

Status: Operational

Bakersfield, CA
(661) 327-7041
USDA LoanConventional LoanReverse MortgageFHA LoanVA Loan

Esteem Lending Group Inc. - Ashley Weaver

Independent Broker

5(17)

Status: Operational

Bakersfield, CA
(661) 809-6508
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CMG Financial

Independent Broker

1(1)

Status: Operational

Bakersfield, CA
(661) 473-7308
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

1st Choice Lending: Rose Medlen, Mortgage Broker NMLS #1679201

Independent Broker

No Reviews

Status: Operational

Bakersfield, CA
(661) 472-0862

Local Area Summary

Active Coverage

Bakersfield has 22 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Kay LaRue | Castle & Cooke Mortgage, LLC, located in Bakersfield just 1.4 miles away.

Community Trust

These local professionals maintain a combined 552 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.