Reverse Mortgage Specialists in Big Sur

Finding the right HECM specialist in Big Sur requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Big Sur

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Big Sur15 Providers

HCS Equity

Independent Broker

5(50)

Status: Operational

Carmel, CA
(831) 278-8622
Reverse Mortgage

Platinum Capital Mortgage

Independent Broker

5(9)

Status: Operational

Salinas, CA
(831) 229-1116
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Angela Savage, Real Estate & Mortgage Broker

Independent Broker

5(2)

Status: Operational

Salinas, CA
(831) 417-1000
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Steve Mitchell - C2 Financial Corporation

Independent Broker

5(6)

Status: Operational

Carmel, CA
(831) 801-0646
Commercial LoanReverse Mortgage

Alex Salmoun

Independent Broker

No Reviews

Status: Operational

Carmel-By-The-Sea, CA
(831) 238-5500
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Bridget Hughbanks Villicana at CrossCountry Mortgage

Independent Broker

5(10)

Status: Operational

Monterey, CA
(831) 920-5383
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mike Gallagher at CrossCountry Mortgage

Independent Broker

5(1)

Status: Operational

Monterey, CA
(408) 930-6064
HELOC / Home EquityRefinance

Shannon N. James / Mortgage Advisor

Independent Broker

No Reviews

Status: Operational

Monterey, CA
(831) 869-9153
FHA LoanConventional LoanJumbo LoanVA Loan

CMG Financial

Independent Broker

No Reviews

Status: Operational

Monterey, CA
(831) 324-6400
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

TreeHouse Mortgage Group

Independent Broker

4.9(64)

Status: Operational

Monterey, CA
(831) 645-1160
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Galen Call Certified Reverse Mortgage Professional

Independent Broker

No Reviews

Status: Operational

Monterey, CA
(831) 645-1164
Reverse Mortgage

Envoy Mortgage

Independent Broker

5(6)

Status: Operational

Cambria, CA
(805) 329-6011
RefinanceReverse MortgageVA Loan

Steinbeck Real Estate & Steinbeck Mortgage

Independent Broker

4.8(32)

Status: Operational

Salinas, CA
(831) 417-1000
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Platinum Capital Mortgage

Independent Broker

No Reviews

Status: Operational

Salinas, CA
(831) 229-1116
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

OGI Mortgage Bankers

Independent Broker

1.8(4)

Status: Operational

Salinas, CA
(831) 784-8030
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Big Sur has 15 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is HCS Equity, located in Carmel just 36.1 miles away.

Community Trust

These local professionals maintain a combined 184 verified reviews with a strong 3.4 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.