Compare Reverse Mortgage Lenders in Carmel, California
If you're searching for reverse mortgage lenders in Carmel, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Carmel
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
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Nearby Lenders to Carmel89 Providers Total
Holly Darsch at Rate (NMLS #885050)
Independent Broker
Status: Operational
Char Johanson at Franklin Loan Center
Independent Broker
Status: Operational
Mortgage 831
Independent Broker
Status: Operational
Bay Equity Home Loans
Independent Broker
Status: Operational
Carlson Partners, Inc.
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Carpe Diem Financial Services
Independent Broker
Status: Operational
North First Mortgage
Independent Broker
Status: Operational
Finance of America Mortgage LLC
Independent Broker
Status: Operational
Land Home Financial Services
Independent Broker
Status: Operational
Global Mortgage
Independent Broker
Status: Operational
Edward Arioto, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Hon Akao, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Mike Gallagher, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Imelda Gonzalez Loan Officer 2351651
Independent Broker
Status: Operational
Robert Huibers, Mortgage Advisor
Independent Broker
Status: Operational
Local Area Summary
Active Coverage
Carmel has 91 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Alex Salmoun, located in Carmel-By-The-Sea just 1.3 miles away.
Community Trust
These local professionals maintain a combined 1365 verified reviews with a strong 3.3 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.