Compare Reverse Mortgage Lenders in Cerritos, California

Residents of Cerritos have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Cerritos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Cerritos191 Providers Total

Ali Shemirani | Mortgage Specialist

Independent Broker

5(5)

Status: Operational

Anaheim, CA
(818) 484-1490
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Prima Homes & Loans

Independent Broker

No Reviews

Status: Operational

Anaheim, CA
(310) 912-2317
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

New American Funding - Daniel Ramirez

Independent Broker

No Reviews

Status: Operational

Whittier, CA
(949) 751-4719

Endeavor Mortgage

Independent Broker

5(2)

Status: Operational

Seal Beach, CA
(562) 280-3740
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Endeavor Mortgage Team

Independent Broker

No Reviews

Status: Operational

Seal Beach, CA
(310) 722-6230
FHA LoanReverse MortgageConventional LoanVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Ultima Lending Inc.

Independent Broker

5(3)

Status: Operational

Downey, CA
(562) 205-7962
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Mayra Manzanares

Independent Broker

5(2)

Status: Operational

Downey, CA
(562) 846-4019
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Southern California Home Loans

Independent Broker

5(1)

Status: Operational

Whittier, CA
(562) 698-0074
FHA LoanRefinance

Guaranteed Rate

Independent Broker

5(1)

Ready to help with your HECM goals.

Bell, CA
(323) 919-9888
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Encore Mortgage

Independent Broker

5(217)

Status: Operational

Whittier, CA
(562) 337-0000
FHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Elite One Mortgage

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(714) 820-4030
USDA LoanHELOC / Home EquityConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Matt Mayo - Long Beach Mortgage Broker

Independent Broker

5(51)

Status: Operational

Long Beach, CA
(562) 240-9803
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Nationwide Home Loans

Independent Broker

5(15)

Status: Operational

Whittier, CA
(562) 693-5048
Reverse MortgageHELOC / Home Equity

Home Central Financial, Reverse Mortgage, Refinance, Va, Fha

Independent Broker

4.9(121)

Status: Operational

Downey, CA
(562) 881-9811
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Hipoteca Revertida

Independent Broker

No Reviews

Status: Operational

Downey, CA
(562) 881-9811
Reverse MortgageJumbo Loan

Local Area Summary

Active Coverage

Cerritos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Buddy Cabalu - Loan Officer | Loan Factory, located in Cerritos just less than 1 miles away.

Community Trust

These local professionals maintain a combined 6492 verified reviews with a strong 3.4 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.