Compare Reverse Mortgage Lenders in Cerritos, California

Residents of Cerritos have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Cerritos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Cerritos191 Providers Total

Emortgage Capital

Independent Broker

3.8(6)

Status: Operational

Stanton, CA
(877) 512-2220
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

America's Home Loans

Independent Broker

4.9(29)

Status: Operational

Long Beach, CA
(949) 345-5960
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Statewide Mortgage Services : Tuan Tu

Independent Broker

5(117)

Status: Operational

Garden Grove, CA
(949) 540-9299
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

Simon Nguyen - Clear Choice Mortgage & Lending

Independent Broker

No Reviews

Status: Operational

Garden Grove, CA
(714) 912-6879
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Clear Choice Mortgage & Lending

Independent Broker

5(194)

Status: Operational

Garden Grove, CA
(949) 688-6668
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

American Financial Group

Independent Broker

3.7(3)

Status: Operational

Signal Hill, CA
(562) 254-2137
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Kate Pham, OMC Mortgage. Inc

Independent Broker

5(1)

Status: Operational

Garden Grove, CA
(714) 448-6618
RefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

OMC Mortgage, Inc. - Mortgage Broker Licensed in CA-TX

Independent Broker

5(206)

Status: Operational

Garden Grove, CA
(800) 676-0306
RefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Frogg Realty & Lending

Independent Broker

5(1)

Status: Operational

Anaheim, CA
(949) 617-4444
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

IET Capital

Independent Broker

2.6(5)

Status: Operational

Whittier, CA
(562) 254-6951
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CMF Real Estate Capital Group

Independent Broker

5(23)

Status: Operational

Long Beach, CA
(562) 761-6959
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

New American Funding - Elizabeth McHenry

Independent Broker

No Reviews

Status: Operational

Long Beach, CA
(562) 387-1656
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

New American Funding - Yoshi Maekawa

Independent Broker

5(5)

Status: Operational

Long Beach, CA
(949) 269-9963
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Patty Gadd

Independent Broker

5(7)

Status: Operational

Long Beach, CA
(562) 387-1574
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

New American Funding - Ron West

Independent Broker

4.9(17)

Status: Operational

Long Beach, CA
(949) 265-1367
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Cerritos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Buddy Cabalu - Loan Officer | Loan Factory, located in Cerritos just less than 1 miles away.

Community Trust

These local professionals maintain a combined 6492 verified reviews with a strong 3.4 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.