Compare Reverse Mortgage Lenders in Cerritos, California

Residents of Cerritos have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Cerritos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Cerritos191 Providers Total

B Squared Funding

Independent Broker

4.9(41)

Status: Operational

Long Beach, CA
(562) 508-4004
HELOC / Home EquityReverse MortgageFHA LoanVA LoanInvestment Property Loan

Loan Factory - Where we build your dream

Independent Broker

No Reviews

Status: Operational

Midway City, CA
(714) 855-6232
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Namy

Independent Broker

5(33)

Status: Operational

Garden Grove, CA
(888) 528-8825
Conventional LoanFHA LoanVA Loan

Ark Home Loans

Independent Broker

No Reviews

Status: Operational

Brea, CA
(949) 381-9230
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Pacific Mortgage Concepts

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(714) 330-0827
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Alex Sarkeshik at Optimum First Mortgage

Independent Broker

No Reviews

Status: Operational

Huntington Beach, CA
(714) 470-6091
Reverse MortgageFHA LoanHELOC / Home EquityVA Loan

Prestamo Mortgage Corp

Independent Broker

5(9)

Status: Operational

Montebello, CA
(323) 530-0303
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

WYNN MORTGAGE, INC.

Independent Broker

4.2(11)

Status: Operational

Westminster, CA
(714) 383-0180
RefinanceReverse MortgageFHA LoanVA Loan

Oak Knoll Lending

Independent Broker

5(1)

Status: Operational

Brea, CA
(855) 625-5665
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

LendingRush: Rush Shah, Mortgage Lender NMLS #1171655

Independent Broker

4.9(29)

Status: Operational

Brea, CA
(714) 804-8109
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Andres Amaya - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(408) 333-9933
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Phillip Nguyen - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(857) 777-6677
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Alan Maddox - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(805) 551-9922
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Joe Wang - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(626) 241-0395
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Aaron Friedman - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(714) 318-4445
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Cerritos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Buddy Cabalu - Loan Officer | Loan Factory, located in Cerritos just less than 1 miles away.

Community Trust

These local professionals maintain a combined 6496 verified reviews with a strong 3.4 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.