Compare Reverse Mortgage Lenders in Cerritos, California

Residents of Cerritos have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Cerritos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Cerritos191 Providers Total

Alan Maddox - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(805) 551-9922
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Aaron Friedman - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(714) 318-4445
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Matt Hang - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(714) 462-9611
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Joe Wang - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(626) 241-0395
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Jessie Nguyen - Wonder Rates Inc

Independent Broker

5(90)

Status: Operational

Westminster, CA
(714) 868-8686
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Steve Bui - Mortgage Consultant

Independent Broker

5(3)

Status: Operational

Westminster, CA
(714) 916-6928
Conventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Citywide Home Loans Brea

Independent Broker

4.7(14)

Status: Operational

Brea, CA
(714) 226-1115
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Joshua Sun Loans

Independent Broker

5(68)

Status: Operational

Brea, CA
(657) 577-9124
Reverse MortgageRefinance

Blue Financial Group

Independent Broker

5(14)

Status: Operational

Brea, CA
(714) 529-4300
HELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Nathan Nguyen - Real Estate & Mortgage Broker

Independent Broker

5(7)

Status: Operational

Westminster, CA
(714) 318-4445
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Loan Factory - Van Pham

Independent Broker

5(21)

Status: Operational

Westminster, CA
(714) 980-1067
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Loan Factory - We Dare You to Compare

Independent Broker

5(1966)

Status: Operational

Westminster, CA
(660) 333-3333
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Loan Factory - The Mortgage Expert

Independent Broker

5(60)

Status: Operational

Westminster, CA
(714) 794-2526
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Kiriwath Suykry - Loan Factory, Inc

Independent Broker

5(3)

Status: Operational

Westminster, CA
(949) 245-9313
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

SBC Home Loans

Independent Broker

No Reviews

Status: Operational

Fullerton, CA
N/A
Refinance

Local Area Summary

Active Coverage

Cerritos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Buddy Cabalu - Loan Officer | Loan Factory, located in Cerritos just less than 1 miles away.

Community Trust

These local professionals maintain a combined 6492 verified reviews with a strong 3.4 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.