Compare Reverse Mortgage Lenders in Chula Vista, California

Finding the right HECM specialist in Chula Vista requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Chula Vista

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Chula Vista185 Providers Total

MJS Mortgage

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(760) 230-5902
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Darren Pike, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(858) 254-3196
Reverse Mortgage

David Hopkins, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(760) 420-4334
Reverse Mortgage

Kathy Reese, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(858) 771-4320
Reverse Mortgage

RWM Home Loans

Independent Broker

5(94)

Status: Operational

Ramona, CA
(760) 525-8603
USDA LoanRefinanceVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Hougard Loans, Bayshore Home Loans

Independent Broker

5(181)

Status: Operational

Encinitas, CA
(800) 982-2680
Reverse MortgageFHA LoanVA Loan

Jeff Cooper Home Loans and Refinancing

Independent Broker

5(1)

Status: Operational

Encinitas, CA
(760) 855-8825
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Jeff Touchstone at Rate (NMLS #254426)

Independent Broker

5(1)

Status: Operational

Encinitas, CA
(858) 210-5547
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Marc Datnow at Rate (NMLS #1707820)

Independent Broker

5(18)

Status: Operational

Encinitas, CA
(619) 535-3170
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(858) 922-0645
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(619) 829-1219
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(619) 430-4544
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Pianin Team at Rate (NMLS #304014)

Independent Broker

5(11)

Status: Operational

Encinitas, CA
(619) 219-2277
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Stacy Hunjadi - Arbor Financial

Independent Broker

4.7(12)

Status: Operational

Escondido, CA
(949) 689-8089
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Becky Smith Home Loans

Independent Broker

No Reviews

Status: Operational

Escondido, CA
(760) 737-3000

Local Area Summary

Active Coverage

Chula Vista has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is American Mortgage Network, located in Chula Vista just less than 1 miles away.

Community Trust

These local professionals maintain a combined 6751 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.