Compare Reverse Mortgage Lenders in Chula Vista, California

Finding the right HECM specialist in Chula Vista requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Chula Vista

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Chula Vista185 Providers Total

Cabrillo Mortgage

Independent Broker

4.8(40)

Status: Operational

San Diego, CA
(619) 285-0800
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Broadview Home Loans

Independent Broker

5(21)

Status: Operational

La Mesa, CA
(619) 749-0550
Reverse MortgageRefinance

CrossCountry Mortgage | San Diego

Independent Broker

4.7(57)

Status: Operational

La Mesa, CA
(619) 520-1018
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Accurate Reverse Mortgage Corp - San Diego Hecm Jumbo Reverse Mortgages

Independent Broker

5(19)

Status: Operational

San Diego, CA
(619) 294-9820
Reverse MortgageJumbo Loan

Mortgage Advisors at Barrett Financial Group (NMLS #2328729)

Independent Broker

4.9(148)

Status: Operational

San Diego, CA
(503) 351-5289
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Randy Nathan at Rate (NMLS #675056)

Independent Broker

5(5)

Status: Operational

San Diego, CA
(619) 200-3070
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Greg Wickstrand at Rate (NMLS #664707)

Independent Broker

4.9(32)

Status: Operational

San Diego, CA
(619) 665-9035
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mutual of Omaha Reverse Mortgage

Independent Broker

4.9(137)

Status: Operational

San Diego, CA
(877) 978-1922

Home Loans PrimeLending - Jan Savich

Independent Broker

5(22)

Status: Operational

San Diego, CA
(219) 313-3906
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kenia Costa, NMLS: 536257, PrimeLending

Independent Broker

5(91)

Status: Operational

San Diego, CA
(858) 764-7829
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mutual of Omaha Mortgage

Independent Broker

4.5(50)

Status: Operational

San Diego, CA
(619) 503-9005
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Michael Denzy - Your Mortgage Connect

Independent Broker

5(24)

Status: Operational

San Diego, CA
(858) 761-1764
USDA LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

David Bushey, NMLS: 263752, PrimeLending

Independent Broker

5(6)

Status: Operational

La Mesa, CA
(619) 843-5526
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

OneTrust Home Loans

Independent Broker

4.7(151)

Status: Operational

San Diego, CA
(888) 488-3807
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

The Drysdale Team - Intercap Lending

Independent Broker

5(165)

Status: Operational

San Diego, CA
(858) 863-6411
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Chula Vista has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is American Mortgage Network, located in Chula Vista just less than 1 miles away.

Community Trust

These local professionals maintain a combined 6751 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.