Compare Reverse Mortgage Lenders in Citrus Heights, California

If you're searching for reverse mortgage lenders in Citrus Heights, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

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Top Reverse Mortgage Lenders Serving Citrus Heights

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Citrus Heights194 Providers Total

Anna Uhimets

Independent Broker

5(3)

Status: Operational

Folsom, CA
(916) 245-3607
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Sal Nevigato - CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Folsom, CA
(707) 315-5828
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jesseca Hendricks-Xpert Home Lending

Independent Broker

5(25)

Status: Operational

Folsom, CA
(775) 323-9927
Reverse MortgageVA Loan

David Parker - CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Folsom, CA
(909) 379-2091
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

West Coast Lending Team

Independent Broker

4.6(9)

Status: Operational

Roseville, CA
(916) 996-8527
Conventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Michael Ferreira, Guild Mortgage

Independent Broker

1(1)

Status: Operational

Rocklin, CA
N/A
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Myles Brenner

Independent Broker

5(2)

Status: Operational

Rocklin, CA
(916) 505-7147
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

American Pacific Mortgage (NMLS #300617)

Independent Broker

3.7(3)

Ready to help with your HECM goals.

Rocklin, CA
(916) 824-8700
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Big Valley Mortgage

Independent Broker

5(9)

Status: Operational

Folsom, CA
(916) 631-0300
Conventional LoanFHA LoanVA Loan

Justin Lees Home Loans

Independent Broker

5(1)

Status: Operational

Rocklin, CA
(916) 276-7618
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Anthony Cesarini at Xpert Home Lending

Independent Broker

5(12)

Status: Operational

Sacramento, CA
(916) 995-5170
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property LoanConstruction / Rehab Loan

The Harris Team - Xpert Home Lending

Independent Broker

5(56)

Status: Operational

Sacramento, CA
(916) 765-4783
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property LoanConstruction / Rehab Loan

Steve Orloff - Equip Mortgage

Independent Broker

5(3)

Ready to help with your HECM goals.

El Dorado Hills, CA
(916) 620-7888
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Jeff Eberhart, Edge Home Finance

Independent Broker

5(63)

Status: Operational

Loomis, CA
(916) 606-3779
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tish Torres at Citywide (NMLS #253078)

Independent Broker

5(1)

Status: Operational

Rio Linda, CA
(916) 778-6763
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Citrus Heights has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Thad Stanley - Reverse Mortgage Loan Originator at American Senior, located in Citrus Heights just 1.1 miles away.

Community Trust

These local professionals maintain a combined 5152 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.