Compare Reverse Mortgage Lenders in Citrus Heights, California
If you're searching for reverse mortgage lenders in Citrus Heights, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Citrus Heights

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Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.

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Nearby Lenders to Citrus Heights194 Providers Total
Crystal Miller at Citywide (NMLS #297240)
Independent Broker
Status: Operational
Sadie Richie at Citywide (NMLS #2155213)
Independent Broker
Status: Operational
Essex Mortgage
Independent Broker
Status: Operational
City Center Financial
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Matt the Mortgage Guy
Independent Broker
Status: Operational
Dennis Graves at Mutual of Omaha Reverse Mortgage
Independent Broker
Status: Operational
Jackie Shipley at Mutual of Omaha Reverse Mortgage
Independent Broker
Status: Operational
Paula Harvey - HomeGuide Mortgage
Independent Broker
Status: Operational
Matthew Cole at West Shore Mortgage
Independent Broker
Status: Operational
Ken Clark Jr
Independent Broker
Status: Operational
James Hardwicke | Mortgage Advisor at PRMG
Independent Broker
Status: Operational
Reliant Lending
Independent Broker
Status: Operational
The Chris Kennedy Team at Reliant Lending
Independent Broker
Status: Operational
Coast Home Loans
Independent Broker
Status: Operational
Local Area Summary
Active Coverage
Citrus Heights has 200 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Thad Stanley - Reverse Mortgage Loan Originator at American Senior, located in Citrus Heights just 1.1 miles away.
Community Trust
These local professionals maintain a combined 5152 verified reviews with a strong 4.0 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.