Compare Reverse Mortgage Lenders in Costa Mesa, California

If you're searching for reverse mortgage lenders in Costa Mesa, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Costa Mesa

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Costa Mesa190 Providers Total

David Arvidson Loans

Independent Broker

5(9)

Status: Operational

Santa Ana, CA
(949) 557-6203
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Brandon Papineau - Everyday Lending Group - Arbor

Independent Broker

5(9)

Status: Operational

Santa Ana, CA
(714) 900-3401
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Erica Benvenuto, The Loan Queen

Independent Broker

5(9)

Status: Operational

Santa Ana, CA
(818) 562-0395
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

The Kopelson Team | Arbor Financial Group

Independent Broker

5(49)

Status: Operational

Santa Ana, CA
(949) 290-9494
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

ALT Financial Network Inc.

Independent Broker

No Reviews

Status: Operational

Santa Ana, CA
(714) 751-6666
RefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Norma Mora, Mortgage Loan Officer

Independent Broker

5(10)

Status: Operational

Irvine, CA
(714) 365-2494
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Streamline Mortgage Corporation

Independent Broker

2.6(5)

Status: Operational

Huntington Beach, CA
(714) 342-2525
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property Loan

Don Parsons at Cross Country Mortgage, LLC

Independent Broker

5(8)

Status: Operational

Newport Beach, CA
(949) 428-3099

CrossCountry Mortgage, LLC

Independent Broker

5(1)

Status: Operational

Newport Beach, CA
(917) 318-4096
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sarena Talbert at CrossCountry Mortgage

Independent Broker

4.9(15)

Status: Operational

Newport Beach, CA
(949) 554-2620
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Beau Hollingsworth - Mortgage Broker

Independent Broker

5(3)

Status: Operational

Newport Beach, CA
(949) 233-2521
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Leslie Heid at CrossCountry Mortgage

Independent Broker

5(3)

Status: Operational

Newport Beach, CA
(800) 316-9311
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA Loan

Intelliloan

Independent Broker

4.6(447)

Status: Operational

Irvine, CA
(833) 984-2471
FHA LoanReverse MortgageConventional LoanVA Loan

Bella E. Samel, Mortgage Broker

Independent Broker

No Reviews

Status: Operational

Huntington Beach, CA
(949) 676-6910
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Change Home Mortgage

Independent Broker

4.7(84)

Status: Operational

Irvine, CA
(949) 423-6814
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Costa Mesa has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Craig Trulli - NMLS 306088 - PrimeLending, located in Costa Mesa just 0.9 miles away.

Community Trust

These local professionals maintain a combined 8642 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.