Compare Reverse Mortgage Lenders in Costa Mesa, California

If you're searching for reverse mortgage lenders in Costa Mesa, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Costa Mesa

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Costa Mesa190 Providers Total

Choice Home Mortgage

Independent Broker

4.7(140)

Status: Operational

Fountain Valley, CA
(949) 522-7310
Conventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Clear View Mortgage CA

Independent Broker

5(9)

Status: Operational

Newport Beach, CA
(949) 633-3762
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Mutual of Omaha Reverse Mortgage

Independent Broker

4.9(10)

Status: Operational

Irvine, CA
(949) 238-6564
Reverse Mortgage

Raven Mortgage

Independent Broker

No Reviews

Status: Operational

Huntington Beach, CA
(714) 848-9588

Pacific Beneficial Mortgage Company

Independent Broker

4.6(9)

Status: Operational

Newport Beach, CA
(949) 732-7021
USDA LoanRefinanceReverse MortgageFHA LoanVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Gary Otico- Vista Funding Corp

Independent Broker

5(2)

Status: Operational

Huntington Beach, CA
(714) 553-4905
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Vista Funding Corporation

Independent Broker

5(82)

Status: Operational

Huntington Beach, CA
(714) 965-1234
Conventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo Loan

Oceanside Mortgage Corp

Independent Broker

3.7(6)

Status: Operational

Huntington Beach, CA
(714) 588-7583

New American Funding - Jon Levin

Independent Broker

No Reviews

Status: Operational

Huntington Beach, CA
(714) 401-7200
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Pritesh Padhiar - New American Funding

Independent Broker

5(8)

Status: Operational

Huntington Beach, CA
(714) 417-4948
Reverse MortgageConstruction / Rehab LoanRefinance

EELending

Independent Broker

2.3(3)

Status: Operational

Fountain Valley, CA
(714) 248-5590
Conventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Kunkle Lending Team at Rate

Independent Broker

5(11)

Status: Operational

Newport Beach, CA
(949) 533-1211
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Best Finance Capital

Independent Broker

4.6(29)

Status: Operational

Huntington Beach, CA
(714) 909-2929
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

City Edge Financial

Independent Broker

5(8)

Status: Operational

Newport Beach, CA
(949) 228-9177
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Hampton Mortgage Group

Independent Broker

5(3)

Status: Operational

Huntington Beach, CA
(858) 224-5746
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Costa Mesa has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Craig Trulli - NMLS 306088 - PrimeLending, located in Costa Mesa just 0.9 miles away.

Community Trust

These local professionals maintain a combined 8642 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.