Compare Reverse Mortgage Lenders in Costa Mesa, California

If you're searching for reverse mortgage lenders in Costa Mesa, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Costa Mesa

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Costa Mesa190 Providers Total

John Baldridge at Prosperity Home Mortgage

Independent Broker

5(58)

Status: Operational

Newport Beach, CA
(949) 375-8024
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

New American Funding - Robert Painter

Independent Broker

5(8)

Status: Operational

Santa Ana, CA
(949) 729-0111
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Bill Daniels Quantum Lending Corp.

Independent Broker

5(51)

Status: Operational

Tustin, CA
(714) 783-0610
Conventional LoanReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

James McKibban - Movement Mortgage

Independent Broker

4.4(26)

Status: Operational

Newport Beach, CA
(949) 667-9519
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Peter Le Mortgage Consultant/Broker

Independent Broker

5(29)

Status: Operational

Santa Ana, CA
(714) 949-4967
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Internet Loans Direct

Independent Broker

No Reviews

Status: Operational

Huntington Beach, CA
(855) 545-2022
Conventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Hanh Nguyen Real Estate and Mortgage Services - Realtor and Loan Officer

Independent Broker

5(50)

Status: Operational

Westminster, CA
(714) 684-4268
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Seacliff Mortgage - Jerry McCormick

Independent Broker

No Reviews

Status: Operational

Huntington Beach, CA
(714) 328-8997
Reverse MortgageFHA LoanJumbo LoanVA Loan

Homeowners Mortgage and Equity, Inc

Independent Broker

5(18)

Status: Operational

Huntington Beach, CA
(800) 405-6000
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

MakeWay Mortgage Inc.

Independent Broker

5(7)

Status: Operational

Huntington Beach, CA
(949) 625-0333
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Morningstar Mortgage

Independent Broker

No Reviews

Status: Operational

Huntington Beach, CA
(714) 848-4549
Refinance

Santino DeFendis, Mortgage Broker NMLS#1718170

Independent Broker

5(5)

Status: Operational

Huntington Beach, CA
(714) 793-0775
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

New American Funding - Erin Halliday

Independent Broker

5(20)

Status: Operational

Huntington Beach, CA
N/A
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

The Wright Loans

Independent Broker

4.9(29)

Status: Operational

Huntington Beach, CA
(714) 536-2200
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Terence Flannigan- C2 Financial

Independent Broker

5(4)

Status: Operational

Huntington Beach, CA
(949) 677-2144
RefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Costa Mesa has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Craig Trulli - NMLS 306088 - PrimeLending, located in Costa Mesa just 0.9 miles away.

Community Trust

These local professionals maintain a combined 8642 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.