Compare Reverse Mortgage Lenders in El Cerrito, California

If you're searching for reverse mortgage lenders in El Cerrito, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving El Cerrito

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to El Cerrito200 Providers Total

Jason Wheeler - Mortgage Broker - C2 Financial

Independent Broker

5(18)

Status: Operational

Pleasant Hill, CA
(925) 285-2172
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Bridgepoint Funding, Inc.

Independent Broker

5(253)

Status: Operational

Pleasant Hill, CA
(925) 478-8630
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

The Reverse Mortgage Group

Independent Broker

4.8(9)

Status: Operational

Pleasant Hill, CA
(925) 281-4557
Reverse Mortgage

Ashley O'Brien Mortgage Advisor

Independent Broker

5(5)

Status: Operational

Walnut Creek, CA
(925) 497-5647
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Matt Steinmetz Team

Independent Broker

5(63)

Status: Operational

Walnut Creek, CA
(925) 478-2040
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

New American Funding - Kim Pettigrew

Independent Broker

5(18)

Status: Operational

Walnut Creek, CA
(800) 450-2010
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Change Home Mortgage

Independent Broker

5(13)

Status: Operational

San Francisco, CA
(415) 368-3540
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Peter Holmes

Independent Broker

5(2)

Status: Operational

Alameda, CA
(415) 991-2699
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Castle Hill Mortgage

Independent Broker

5(54)

Status: Operational

Walnut Creek, CA
(866) 608-9944
RefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Guaranteed Rate

Independent Broker

No Reviews

Ready to help with your HECM goals.

Concord, CA
(925) 272-2061
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Suzanne Diliberto Mortgage Broker

Independent Broker

5(2)

Status: Operational

San Rafael, CA
(415) 710-0396

Pro Mortgage : Amy Yuen-San Lin

Independent Broker

No Reviews

Status: Operational

San Rafael, CA
(415) 821-1188
HELOC / Home EquityRefinanceReverse MortgageFHA LoanJumbo Loan

Pro Mortgage

Independent Broker

4.8(21)

Status: Operational

San Rafael, CA
(415) 945-8880

Taylor Made Financial

Independent Broker

5(15)

Status: Operational

San Rafael, CA
(415) 246-6966
HELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Preferred Mortgage Partners - Thierry Abel

Independent Broker

5(5)

Status: Operational

San Rafael, CA
(415) 378-7508
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

El Cerrito has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Jia Liang Loan Officer (Loan Factory), located in Richmond just 1.9 miles away.

Community Trust

These local professionals maintain a combined 3570 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.