Compare Reverse Mortgage Lenders in El Sobrante, California

Finding the right HECM specialist in El Sobrante requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving El Sobrante

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to El Sobrante199 Providers Total

Bay Area Integrity Mortgage

Independent Broker

No Reviews

Status: Operational

Pleasant Hill, CA
(925) 826-5900
Conventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Rate

Independent Broker

No Reviews

Ready to help with your HECM goals.

Lafayette, CA
(925) 392-3419
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jason Yui at Rate (NMLS #1426398)

Independent Broker

5(9)

Status: Operational

Lafayette, CA
(510) 903-2230
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Evelyn Freitas at Rate (NMLS #247578)

Independent Broker

5(20)

Status: Operational

Lafayette, CA
(510) 254-4674
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jenna Gray Benett at Rate (NMLS #245851)

Independent Broker

5(34)

Status: Operational

Lafayette, CA
(925) 322-3162
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Steve Carlin at Rate (NMLS #241643)

Independent Broker

5(5)

Status: Operational

Lafayette, CA
(925) 408-4606
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

TRADMOR

Independent Broker

5(2)

Status: Operational

Moraga, CA
(925) 317-1500

Arbor Financial Group

Independent Broker

5(7)

Status: Operational

Pleasant Hill, CA
(661) 965-0088
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jason Wheeler - Bay Area Mortgage Broker Rates

Independent Broker

No Reviews

Status: Operational

Pleasant Hill, CA
(925) 285-2172
Conventional LoanJumbo LoanVA Loan

Financial Network Funding Group

Independent Broker

5(3)

Status: Operational

Pleasant Hill, CA
(925) 798-1724
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Ameriverse Reverse Mortgage Oakland

Independent Broker

5(1)

Status: Operational

Oakland, CA
(510) 519-5220
Reverse MortgageJumbo Loan

C2 Reverse Mortgage

Independent Broker

5(1)

Status: Operational

Walnut Creek, CA
(925) 268-8360
Reverse MortgageJumbo LoanVA Loan

Jason Wheeler - Mortgage Broker - C2 Financial

Independent Broker

5(18)

Status: Operational

Pleasant Hill, CA
(925) 285-2172
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Guaranteed Rate

Independent Broker

No Reviews

Ready to help with your HECM goals.

Concord, CA
(925) 272-2061
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Cindy Lowary -Change Home Mortgage

Independent Broker

5(9)

Status: Operational

Pleasant Hill, CA
(925) 783-6965
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

El Sobrante has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is US Financial Mortgage Lending, located in El Sobrante just 1.3 miles away.

Community Trust

These local professionals maintain a combined 3672 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.