Compare Reverse Mortgage Lenders in Elk Grove, California

Whether you need a standard HECM or a jumbo reverse mortgage in Elk Grove, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

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Top Reverse Mortgage Lenders Serving Elk Grove

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Elk Grove183 Providers Total

Michael Ferreira, Guild Mortgage

Independent Broker

1(1)

Status: Operational

Rocklin, CA
N/A
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

American Pacific Mortgage (NMLS #300617)

Independent Broker

3.7(3)

Ready to help with your HECM goals.

Rocklin, CA
(916) 824-8700
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Myles Brenner

Independent Broker

5(2)

Status: Operational

Rocklin, CA
(916) 505-7147
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Justin Lees Home Loans

Independent Broker

5(1)

Status: Operational

Rocklin, CA
(916) 276-7618
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jeff Eberhart, Edge Home Finance

Independent Broker

5(63)

Status: Operational

Loomis, CA
(916) 606-3779
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Mitchell Mortgage

Independent Broker

5(5)

Status: Operational

Woodland, CA
(530) 406-2200
RefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Dale Haney, Homestead Mortgage

Independent Broker

No Reviews

Status: Operational

Jackson, CA
(209) 223-2100
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Homestead Mortgage

Independent Broker

5(35)

Status: Operational

Jackson, CA
(209) 223-2100
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Naor (Stanley) Karkay Selea - Homestead Mortgage

Independent Broker

No Reviews

Status: Operational

Jackson, CA
(209) 806-3336
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Resident Lending & Realty Inc.

Independent Broker

No Reviews

Status: Operational

Liberty Farms, CA
(760) 317-6013
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Almond Tree Mortgage: Karstin Hickerson, Mortgage Broker NMLS #239050

Independent Broker

5(34)

Status: Operational

Dixon, CA
(707) 689-1501
Investment Property LoanRefinance

Almond Tree Mortgage

Independent Broker

5(3)

Status: Operational

Dixon, CA
(707) 301-8910
Investment Property LoanRefinance

Hank Rhoads - American Senior Reverse Mortgage

Independent Broker

5(9)

Status: Operational

Lincoln, CA
(916) 409-7424
Reverse Mortgage

Angie Mata-Ramirez - PrimeLending: Woodland Mortgage Lender

Independent Broker

4.4(7)

Status: Operational

Woodland, CA
(530) 681-9873
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Susan Spann - PrimeLending Woodland Mortgage Lender

Independent Broker

4.9(108)

Status: Operational

Woodland, CA
(530) 400-9332
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Elk Grove has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Lifetime Home Loans -Michele Milota, located in Elk Grove just 0.6 miles away.

Community Trust

These local professionals maintain a combined 5168 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.