Compare Reverse Mortgage Lenders in Empire, California

If you're searching for reverse mortgage lenders in Empire, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Empire

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Empire143 Providers Total

Cynthia Hill

Independent Broker

No Reviews

Status: Operational

Lodi, CA
(209) 367-4232
Reverse Mortgage

Koree Chand, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Lodi, CA
(209) 663-0708
Reverse Mortgage

Stacey Renee Stowe, Mortgage Loan Originator, NMLS#1489105

Independent Broker

5(15)

Status: Operational

Vallecito, CA
(209) 890-7548
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Scott Morais, Mortgage Advisor

Independent Broker

5(16)

Status: Operational

Woodbridge, CA
(916) 730-1908
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Main Street Mortgage: Mark Hughes

Independent Broker

5(11)

Status: Operational

Murphys, CA
(209) 728-9898
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Main Street Mortgage Consultants

Independent Broker

5(1)

Status: Operational

Murphys, CA
(209) 728-9898
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Greg MacDonald

Independent Broker

5(4)

Status: Operational

Murphys, CA
(209) 728-9898
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Primary Residential Mortgage, Inc.

Independent Broker

5(5)

Status: Operational

Mountain Ranch, CA
(209) 754-9412
RefinanceReverse MortgageVA Loan

Change Home Mortgage

Independent Broker

5(7)

Status: Operational

Livermore, CA
N/A
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Land Home Financial Services

Independent Broker

5(30)

Status: Operational

Brentwood, CA
(925) 418-7600
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

CrossCountry Mortgage, LLC

Independent Broker

4(1)

Status: Operational

Livermore, CA
(925) 583-2502
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Boyd Robinson at CrossCountry Mortgage

Independent Broker

4.9(16)

Status: Operational

Livermore, CA
(925) 495-2063
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Rick Benitez at CrossCountry Mortgage

Independent Broker

5(4)

Status: Operational

Livermore, CA
(925) 583-2510
Reverse MortgageFHA LoanJumbo LoanVA Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Leonard Briones at Rate (NMLS #288445)

Independent Broker

4.9(33)

Status: Operational

Brentwood, CA
(925) 354-1545
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Empire has 143 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is First Capital Mortgage Inc., located in Modesto just 3.2 miles away.

Community Trust

These local professionals maintain a combined 2550 verified reviews with a strong 3.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.