Compare Reverse Mortgage Lenders in Empire, California

If you're searching for reverse mortgage lenders in Empire, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Empire

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Empire143 Providers Total

Longshore Capital

Independent Broker

5(1)

Status: Operational

Livermore, CA
(916) 601-8572
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Guaranteed Rate

Independent Broker

5(1)

Ready to help with your HECM goals.

Brentwood, CA
(510) 254-4671
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Benjamin Bauer, Delta Lending Group

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(925) 906-1100
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Anthony Silva III, Delta Lending Group

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(925) 513-0444
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Empire Home Loans Inc.

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(510) 304-6216
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Delta Lending Group

Independent Broker

5(6)

Status: Operational

Brentwood, CA
(925) 513-0444
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Lupe Reyes, Delta Lending Group

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(925) 260-3260
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Whitman Metropolitan, Inc.

Independent Broker

5(1)

Status: Operational

Brentwood, CA
(916) 622-6650
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rob O'Malley - Preferred Rate

Independent Broker

5(29)

Status: Operational

Brentwood, CA
(925) 948-8898
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Alex Coons - Preferred Rate

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(925) 418-3751
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Preferred Rate Partnered with APM

Independent Broker

4.9(100)

Status: Operational

Brentwood, CA
(925) 634-6600
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Delta Lending Group

Independent Broker

5(5)

Status: Operational

Brentwood, CA
(925) 634-0033
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Shelly Ukkestad, Delta Lending Group

Independent Broker

5(15)

Status: Operational

Brentwood, CA
(925) 813-0180
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

New American Funding - Leonard Smith

Independent Broker

4.7(18)

Status: Operational

Brentwood, CA
(925) 464-1691
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Local Area Summary

Active Coverage

Empire has 143 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is First Capital Mortgage Inc., located in Modesto just 3.2 miles away.

Community Trust

These local professionals maintain a combined 2550 verified reviews with a strong 3.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.