Compare Reverse Mortgage Lenders in Escondido, California

Whether you need a standard HECM or a jumbo reverse mortgage in Escondido, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Escondido

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Escondido188 Providers Total

Joe Crespillo - CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(915) 799-8438
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Dalila Flores

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(619) 547-0787
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Chapman Group at CMG Home Loans

Independent Broker

5(1)

Status: Operational

Carlsbad, CA
(760) 454-0914
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

David McGee - Mortgage Broker - C2 Financial Corporation

Independent Broker

5(6)

Status: Operational

Carlsbad, CA
(760) 420-9662
Conventional LoanReverse MortgageFHA LoanVA Loan

Guild Mortgage Company

Independent Broker

5(1)

Status: Operational

San Diego, CA
(877) 217-0166
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

San Diego | La Jolla

Independent Broker

2.5(2)

Status: Operational

San Diego, CA
(858) 943-4951
HELOC / Home EquityRefinanceVA LoanInvestment Property LoanConstruction / Rehab Loan

Liberty National Lending Group: Mike Beal, Mortgage Lender NMLS #236308

Independent Broker

5(50)

Status: Operational

San Diego, CA
(619) 218-4706
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Liberty National Lending Group

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(858) 560-4001
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

North Coast Financial, Inc. Hard Money Lenders

Independent Broker

5(69)

Status: Operational

Oceanside, CA
(760) 722-2991
Commercial LoanReverse MortgageInvestment Property LoanRefinance

North Coast Financial: Donald D. Hensel

Independent Broker

No Reviews

Status: Operational

Oceanside, CA
(760) 722-2991
Commercial LoanInvestment Property LoanRefinance

Lisa Giacomini at Guaranteed Rate Affinity (NMLS #290781)

Independent Broker

5(20)

Status: Operational

Carlsbad, CA
(760) 644-0279
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(858) 254-3196
Reverse Mortgage

Ryan Gelardi - Saxton Mortgage LLC

Independent Broker

5(31)

Status: Operational

San Diego, CA
(858) 945-0372
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Pam Curtis Mortgage Advisor

Independent Broker

5(5)

Status: Operational

Carlsbad, CA
(619) 713-6333
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Protea Mortgage

Independent Broker

No Reviews

Status: Operational

Fallbrook, CA
(866) 411-9016
RefinanceReverse MortgageVA Loan

Local Area Summary

Active Coverage

Escondido has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Stacy Hunjadi - Arbor Financial, located in Escondido just 3.8 miles away.

Community Trust

These local professionals maintain a combined 5317 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.