Compare Reverse Mortgage Lenders in Esparto, California

Finding the right HECM specialist in Esparto requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Esparto

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Esparto200 Providers Total

Hilda Hensley-Hensley Mortgage Group

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 254-8891
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Custom Lending Group

Independent Broker

5(45)

Status: Operational

Napa, CA
(707) 252-2700
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA Loan

Citywide Home Loans

Independent Broker

No Reviews

Status: Operational

Fairfield, CA
(855) 225-2841
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 492-1122
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Linda Zaiss at Rate (NMLS #8991)

Independent Broker

5(9)

Status: Operational

Napa, CA
(925) 918-0007
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 887-7950
Reverse Mortgage

Supreme Lending Napa

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 246-9497
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Ben Bhangu - The Home Loan Guru, NMLS 746773, Answer Home Lending, NMLS 2343805

Independent Broker

5(141)

Status: Operational

Yuba City, CA
(530) 415-3004
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

The Chris Kennedy Team at Reliant Lending

Independent Broker

5(139)

Status: Operational

Sacramento, CA
(916) 794-0777
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Reliant Lending

Independent Broker

2.1(7)

Status: Operational

Sacramento, CA
(916) 799-3256
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Jeff Goodman-PrimeLending-Home Loans

Independent Broker

5(9)

Status: Operational

Sacramento, CA
(916) 995-1284
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Joey Mejia - Legacy Lending

Independent Broker

5(183)

Status: Operational

Yuba City, CA
(530) 855-5626
USDA LoanConventional LoanCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

LEGACY LENDING - Willie Willis Home Loans

Independent Broker

5(5)

Status: Operational

Yuba City, CA
(530) 701-2221
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Legacy Lending

Independent Broker

5(24)

Status: Operational

Yuba City, CA
(530) 855-5626
USDA LoanConventional LoanCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Legacy Lending - Ed Bevacqua

Independent Broker

5(2)

Status: Operational

Yuba City, CA
(530) 682-7801
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Esparto has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Envoy Mortgage - Woodland, CA (West), located in Woodland just 12.4 miles away.

Community Trust

These local professionals maintain a combined 4676 verified reviews with a strong 3.8 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.