Compare Reverse Mortgage Lenders in Esparto, California

Finding the right HECM specialist in Esparto requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Esparto

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Esparto200 Providers Total

Coast Home Loans

Independent Broker

5(6)

Status: Operational

Sacramento, CA
(209) 900-2904
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kim Gelbke @ Coast Home Loans | Sr. Loan Officer NMLS #1066836

Independent Broker

5(17)

Status: Operational

Sacramento, CA
(530) 300-0405
FHA LoanConventional LoanRefinanceVA Loan

West Shore Mortgage

Independent Broker

5(6)

Status: Operational

Yuba City, CA
(530) 415-5186
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property Loan

Dennis Graves at Mutual of Omaha Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 705-8338
Reverse MortgageJumbo Loan

Jackie Shipley at Mutual of Omaha Reverse Mortgage

Independent Broker

5(2)

Status: Operational

Sacramento, CA
(707) 685-2550
Reverse MortgageJumbo LoanRefinance

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Peak Residential Lending - Charly Bates Home Loans

Independent Broker

4.9(39)

Status: Operational

Yuba City, CA
(530) 218-8307
USDA LoanRefinanceReverse MortgageFHA LoanVA Loan

Chris Lee at Fairway Independent Mortgage Company

Independent Broker

5(10)

Status: Operational

Sacramento, CA
(916) 502-1536
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Big Valley Mortgage

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 605-0307
Conventional LoanFHA LoanVA Loan

Consumer 1st Services, Inc.

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 613-9902

Ed Portillo

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 613-9902

Matthew Cole at West Shore Mortgage

Independent Broker

4.3(6)

Status: Operational

Sacramento, CA
(530) 682-4092
USDA LoanRefinanceReverse MortgageFHA LoanVA Loan

West Coast Lending Team

Independent Broker

4.6(9)

Status: Operational

Roseville, CA
(916) 996-8527
Conventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Yuba City, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CrossCountry Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Fairfield, CA
(855) 258-7668
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sacramento-Roseville Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 821-8821
FHA Loan

Local Area Summary

Active Coverage

Esparto has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Envoy Mortgage - Woodland, CA (West), located in Woodland just 12.4 miles away.

Community Trust

These local professionals maintain a combined 4676 verified reviews with a strong 3.8 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.