Compare Reverse Mortgage Lenders in Fair Oaks, California

Whether you need a standard HECM or a jumbo reverse mortgage in Fair Oaks, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Fair Oaks

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Fair Oaks196 Providers Total

Longbridge Financial, LLC - Mark Macarow - Reverse Mortgages

Independent Broker

5(3)

Status: Operational

Sacramento, CA
(916) 284-5188
Reverse Mortgage

Longbridge Financial, LLC - Karen White - Reverse Mortgages

Independent Broker

4.9(11)

Status: Operational

Sacramento, CA
(510) 846-8292
Reverse Mortgage

Lifetime Home Loans -Michele Milota

Independent Broker

5(285)

Status: Operational

Elk Grove, CA
(916) 628-3814
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kappel Mortgage Group, Inc. (KMG)

Independent Broker

5(44)

Status: Operational

Sacramento, CA
(916) 416-5626
Reverse MortgageConventional LoanHELOC / Home EquityVA Loan

Marquis Mortgage

Independent Broker

5(1)

Status: Operational

Cameron Park, CA
(916) 933-0339
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Guild Mortgage - Troy Bird

Independent Broker

5(5)

Status: Operational

Sacramento, CA
(916) 202-8769
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jenn Davis - HomeGuide Mortgage Senior Loan Officer NMLS# 240738

Independent Broker

5(5)

Status: Operational

Cameron Park, CA
(916) 530-2798
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Hank Rhoads - American Senior Reverse Mortgage

Independent Broker

5(9)

Status: Operational

Lincoln, CA
(916) 409-7424
Reverse Mortgage

Land Home Financial Services

Independent Broker

4.8(18)

Status: Operational

Cameron Park, CA
(530) 586-0923
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Alhan Altamimi at Nexa Mortgage

Independent Broker

5(1)

Status: Operational

Sacramento, CA
(916) 476-0898
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Gold Bridge Capital Solutions

Independent Broker

No Reviews

Status: Operational

West Sacramento, CA
(916) 407-6057
USDA LoanFHA LoanRefinanceVA Loan

King of Loans

Independent Broker

5(36)

Status: Operational

Elk Grove, CA
(916) 233-6513
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Lisa Nielsen - HomeGuide Mortgage Loan Officer NMLS# 1721615

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(510) 455-2354
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Amy Meeker

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 385-2154
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Big Valley Mortgage

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 670-6500
Conventional LoanFHA LoanVA Loan

Local Area Summary

Active Coverage

Fair Oaks has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is The Malone Group, Inc., located in Fair Oaks just 1.0 miles away.

Community Trust

These local professionals maintain a combined 5152 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.