Compare Reverse Mortgage Lenders in Fair Oaks, California

Whether you need a standard HECM or a jumbo reverse mortgage in Fair Oaks, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

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Top Reverse Mortgage Lenders Serving Fair Oaks

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Fair Oaks196 Providers Total

Kate Pavelchik, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 747-0727
Reverse Mortgage

Sharon Sunquist, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 813-5363
Reverse Mortgage

Kristie Anagnos, Finance of America Mortgage LLC

Independent Broker

5(14)

Status: Operational

Elk Grove, CA
(209) 747-1863
Reverse Mortgage

Anthony Carillo, Finance of America Mortgage LLC

Independent Broker

5(12)

Status: Operational

Elk Grove, CA
(209) 327-9506
Reverse Mortgage

Diego Hernandez, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(925) 964-5505
Reverse Mortgage

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Joleen Brillantes, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 509-3400
Reverse Mortgage

Land Home Financial Services

Independent Broker

5(37)

Status: Operational

Elk Grove, CA
(916) 512-6791
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

ArmCor Home Loans

Independent Broker

5(18)

Status: Operational

Elk Grove, CA
(916) 877-6251
Reverse MortgageVA Loan

Yvette Garay - Your Home Loan Specialist

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 919-7889
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

365 Home Loans Inc. ALL IN LENDING

Independent Broker

5(23)

Status: Operational

Elk Grove, CA
(916) 813-2243
Reverse MortgageVA Loan

Jennae Leisey - Mortgage Lender

Independent Broker

5(14)

Status: Operational

Auburn, CA
(916) 802-7069
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Michael Poland Lending Group

Independent Broker

5(34)

Status: Operational

Auburn, CA
(312) 804-6379
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

The Carter Group - Randy Carter

Independent Broker

5(9)

Status: Operational

Auburn, CA
(916) 601-0310
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Ryan Rivera Mortgage Team

Independent Broker

5(55)

Status: Operational

Auburn, CA
(530) 823-9100
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mary Jo Payne at Rate (NMLS #295885)

Independent Broker

5(5)

Status: Operational

Auburn, CA
(530) 888-7830
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Fair Oaks has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is The Malone Group, Inc., located in Fair Oaks just 1.0 miles away.

Community Trust

These local professionals maintain a combined 5152 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.