Compare Reverse Mortgage Lenders in Foothill Ranch, California

If you're searching for reverse mortgage lenders in Foothill Ranch, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Foothill Ranch

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Foothill Ranch199 Providers Total

Business West Mortgage Company

Independent Broker

5(10)

Status: Operational

Orange, CA
(714) 995-9073
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Guaranteed Rate

Independent Broker

4.9(261)

Status: Operational

Santa Ana, CA
(866) 934-7283
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Firstline Home Loans

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(949) 502-3515
Conventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo Loan

Crown Mortgage + Real Estate

Independent Broker

5(109)

Status: Operational

Corona, CA
(949) 903-9203
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property Loan

Certainty Home Lending

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(949) 338-7624
USDA LoanConventional LoanFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Ryan Zoss at Certainty Home Lending (NMLS #8314)

Independent Broker

5(3)

Status: Operational

Newport Beach, CA
(949) 338-7624
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Chad R Levinger at Certainty Home Lending (NMLS #1110600)

Independent Broker

5(14)

Status: Operational

Newport Beach, CA
(949) 338-7624
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Immensity Group

Independent Broker

5(8)

Status: Operational

Newport Beach, CA
(866) 433-3613
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mortgage Direct Financial

Independent Broker

5(3)

Status: Operational

Newport Beach, CA
(949) 260-2082
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mortgage Link 1, Inc

Independent Broker

No Reviews

Status: Operational

Mission Viejo, CA
(714) 739-5349
Commercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Amir Salah - Senior Mortgage Loan Consultant

Independent Broker

5(18)

Status: Operational

Irvine, CA
(949) 973-3624
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Scott English, Mortgage Broker at United American Mortgage Corporation

Independent Broker

5(7)

Status: Operational

Costa Mesa, CA
(949) 689-0374
Reverse MortgageJumbo Loan

Dennis Hensling | United American Mortgage

Independent Broker

1(1)

Status: Operational

Costa Mesa, CA
(714) 501-4146
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Family Financial Home Loans, Inc.

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(949) 262-0008
Conventional LoanReverse MortgageJumbo LoanRefinance

The Lending Team

Independent Broker

5(20)

Status: Operational

Newport Beach, CA
(949) 200-6677
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Foothill Ranch has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ameri-Mtg, located in Foothill Ranch just 2.4 miles away.

Community Trust

These local professionals maintain a combined 8413 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.